Volkswagen Polo (2005)

Estimated running costs and MOT pass rates from 30,507 MOT tests in 2024.

Annual Cost

£2,144

£179/month

MOT Pass Rate

68%

Below Avg

Road Tax

£170

Estimated/year

Est. Insurance

Grp 8-20

1400cc Diesel

Proceed With Caution

68% pass rate, £2,144/year to run. 14 points below average.

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Diesel1400cc21 years old30,507 tests100k miles avg

Annual Running Costs

Fuel (Diesel, 1400cc)

~55 mpg

£1,219

Road Tax

Estimated CO2 band

£170

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,144

Per month£179/mo

Per week£41/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

68% MOT pass rate(Below Avg)

0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 14 points below the average of 82% across all models in our data. It falls below the Volkswagen brand average of 85%.

68% of MOT tests on Volkswagen Polos from 2005 ended in a pass in 2024, when they were about 19 years old. That's based on 30,507 tests across the UK, retests included. The average mileage recorded at those tests was 99,509 miles.

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How Does It Compare?

Rank among 2005 models393rd of 504(bottom 23%)

Rank among Volkswagen models1016th of 1,086(bottom 7%)

vs average of all models-14%(82% avg)

vs 2005 models average-4%(72% avg)

vs Volkswagen average-17%(85% avg)

Mileage Analysis

99,509

Average miles

140,600

Expected for age

The average 2005 Volkswagen Polo had 99,509 miles on the clock at its 2024 MOT, which is below the expected 140,600 miles for a 19-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2021 model has the highest MOT pass rate at 93%, while the 2003 model has the lowest at 67%. The 2005 scores 68%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Volkswagen Polo by Year

Year	Pass Rate	Tests	Avg Mileage
2023	84%	106	33,452 mi
2022	95%	413	20,300 mi
2021	93%	12,920	22,309 mi
2020	92%	27,020	28,541 mi
2019	89%	65,751	35,212 mi
2018	84%	79,867	42,136 mi
2017	84%	80,360	48,515 mi
2016	84%	92,860	55,959 mi
2015	82%	94,129	62,780 mi
2014	80%	81,831	69,477 mi
2013	79%	75,894	74,217 mi
2012	78%	73,366	80,312 mi
2011	75%	79,721	85,976 mi
2010	74%	75,715	90,330 mi
2009	71%	44,908	89,112 mi
2008	70%	49,575	94,775 mi
2007	70%	45,463	97,013 mi
2006	68%	39,766	99,533 mi
2005	68%	30,507	99,509 mi
2004	67%	26,290	100,124 mi
2003	67%	21,166	98,247 mi
2002	68%	12,081	96,635 mi
2001	71%	7,359	88,668 mi
2000	71%	4,800	92,133 mi
1999	75%	2,808	74,358 mi
1998	71%	1,681	68,113 mi
1997	72%	1,201	73,181 mi
1996	70%	1,139	77,130 mi
1995	73%	361	83,075 mi
1994	71%	511	80,048 mi
1993	69%	819	92,842 mi
1992	76%	616	91,991 mi
1991	74%	789	91,515 mi
1990	75%	482	83,845 mi

Similar Cars to Consider

Ford Fiesta

2007 · 1399cc Diesel

£1,944/year

72%

+4%

Volkswagen Golf

2007 · 1896cc Diesel

£2,227/year

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+5%

Vauxhall Astra

2007 · 1686cc Diesel

£2,227/year

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+3%

Vauxhall Corsa

2007 · 1248cc Diesel

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About the 2005 Volkswagen Polo

The 2005 Volkswagen Polo is a small family car. Our records list a 1400cc diesel engine, though engines vary between versions. 30,507 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. It sits in the bottom 23% of 2005 models for MOT pass rate.

With an average of 99,509 miles recorded at its 2024 MOT tests, Volkswagen Polo owners tend to use this car less than the typical driver.

2005 Volkswagen Polo Fuel Costs

The 1400cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £1,219 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2005 Volkswagen Polo?

Total estimated annual running cost is £2,144 (£179/month), broken down as £1,219 fuel, £170 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 68% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Volkswagen Polo Reliability Trend

Newer Volkswagen Polos pass their MOT more often than older ones, by 8 percentage points on average, which is mostly down to age and wear.

Buying a Used 2005 Volkswagen Polo

At 21 years old, the Volkswagen Polo is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2021 model has the highest pass rate at 93%. With 30,507 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 100k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 68% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 Volkswagen Polo stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Volkswagen Polo(2005)	68%	£1,219	£170	Grp 8-20	£2,144
Ford Fiesta(2007)	72%	£1,219	£170	Grp 8-20	£1,944-£200
Volkswagen Golf(2007)	73%	£1,397	£275	Grp 18-32	£2,227+£83
Vauxhall Astra(2007)	71%	£1,397	£275	Grp 18-32	£2,227+£83
Vauxhall Corsa(2007)	72%	£1,219	£170	Grp 8-20	£1,944-£200

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2005 Volkswagen Polo

Is the 2005 Volkswagen Polo reliable?

Below average reliability. Budget extra for maintenance and repairs. 68% of MOT tests on 2005 Volkswagen Polos ended in a pass, from 30,507 tests (DVSA MOT data for tests in 2024, retests included). That's 14 points below the average of 82% across all models in the same data.

How much does a 2005 Volkswagen Polo cost to run?

Our estimate is £2,144 a year (£179 a month): £1,219 fuel, £170 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2005 Volkswagen Polo?

68% of 30,507 MOT tests on the 2005 Volkswagen Polo ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 393rd of 504 models first registered in 2005 (bottom 23%).

Which year Volkswagen Polo has the best MOT pass rate?

Of the years with at least 100 tests, the 2021 Volkswagen Polo has the highest MOT pass rate at 93% and the 2003 the lowest at 67%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2005 Volkswagen Polo?

The average mileage recorded at MOT tests on the 2005 Volkswagen Polo is 99,509 miles, which is below the expected 140,600 miles for a 19-year-old car. This suggests lighter use than average, which generally means less wear on major components.