Fiat Croma (2005)

Estimated running costs and MOT pass rates from 32 MOT tests in 2024.

Annual Cost

£2,491

£208/month

MOT Pass Rate

84%

Good

Road Tax

£410

Estimated/year

Est. Insurance

Grp 25-38

2387cc Diesel

Solid Option

84% pass rate, £2,491/year to run. Close to the average across all models.

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Diesel2387cc21 years old32 tests115k miles avg

Annual Running Costs

Fuel (Diesel, 2387cc)

~40 mpg

£1,676

Road Tax

Estimated CO2 band

£410

MOT Test

£55

Predicted Repairs

£350

Total per year£2,491

Per month£208/mo

Per week£48/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

84% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data.

84% of MOT tests on Fiat Cromas from 2005 ended in a pass in 2024, when they were about 19 years old. That's based on 32 tests across the UK, retests included. The average mileage recorded at those tests was 114,612 miles.

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How Does It Compare?

Rank among 2005 models93rd of 504(top 19%)

Rank among Fiat models414th of 788(bottom half)

vs average of all models+2%(82% avg)

vs 2005 models average+12%(72% avg)

vs Fiat average+1%(83% avg)

Mileage Analysis

114,612

Average miles

140,600

Expected for age

The average 2005 Fiat Croma had 114,612 miles on the clock at its 2024 MOT, which is in line with the expected 140,600 miles for a 19-year-old car, suggesting normal everyday use.

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Fiat Croma by Year

Year	Pass Rate	Tests	Avg Mileage
2007	67%	52	129,380 mi
2006	75%	114	101,837 mi
2005	84%	32	114,612 mi

Similar Cars to Consider

Volkswagen Golf

2007 · 1896cc Diesel

£2,227/year

73%

-11%

Honda Civic

2007 · 2204cc Diesel

£2,641/year

72%

-12%

Ford Mondeo

2007 · 1999cc Diesel

£2,227/year

71%

-13%

Land Rover Discovery

2006 · 2495cc Diesel

£2,641/year

78%

-6%

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About the 2005 Fiat Croma

The 2005 Fiat Croma is a large car. Our records list a 2387cc diesel engine, though engines vary between versions. 32 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 19% of all 2005 models for MOT pass rate.

With an average of 114,612 miles recorded at its 2024 MOT tests, Fiat Croma owners drive about as much as the UK average.

2005 Fiat Croma Fuel Costs

The 2387cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,676 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2005 Fiat Croma?

Total estimated annual running cost is £2,491 (£208/month), broken down as £1,676 fuel, £410 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 84% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2005 Fiat Croma

At 21 years old, the Fiat Croma is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 32 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 115k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 Fiat Croma stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Fiat Croma(2005)	84%	£1,676	£410	Grp 25-38	£2,491
Volkswagen Golf(2007)	73%	£1,397	£275	Grp 18-32	£2,227-£264
Honda Civic(2007)	72%	£1,676	£410	Grp 25-38	£2,641+£150
Ford Mondeo(2007)	71%	£1,397	£275	Grp 18-32	£2,227-£264
Land Rover Discovery(2006)	78%	£1,676	£410	Grp 25-38	£2,641+£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2005 Fiat Croma

Is the 2005 Fiat Croma reliable?

Good reliability. Occasional issues but generally solid. 84% of MOT tests on 2005 Fiat Cromas ended in a pass, from 32 tests (DVSA MOT data for tests in 2024, retests included). That's 2 points above the average of 82% across all models in the same data.

How much does a 2005 Fiat Croma cost to run?

Our estimate is £2,491 a year (£208 a month): £1,676 fuel, £410 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2005 Fiat Croma?

84% of 32 MOT tests on the 2005 Fiat Croma ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 93rd of 504 models first registered in 2005 (top 19%).

What is the average mileage for a 2005 Fiat Croma?

The average mileage recorded at MOT tests on the 2005 Fiat Croma is 114,612 miles, which is in line with the expected 140,600 miles for a 19-year-old car, suggesting normal everyday use.