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FIAT UNCLASSIFIED (1995)

Running costs, reliability data, and common problems from 72 real MOT tests.

Annual Cost

£2,045

£170/month

MOT Pass Rate

83%

Good

Road Tax

£395

Based on CC/year

Insurance

Grp 25-38

2500cc Diesel

Solid Option

83% pass rate, £2045/year to run. Close to the national average.

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Diesel2500cc31 years old72 tests139k miles avg

Annual Running Costs

Fuel (Diesel, 2500cc)

~40 mpg

£1,245
Road Tax

Based on 2500cc

£395
MOT Test
£55
Predicted Repairs
£350
Total per year£2,045
Per month£170/mo
Per week£39/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

83% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 31 years old, 83% of FIAT UNCLASSIFIEDs from 1995 passed their MOT first time in 2026. That's based on 72 tests across the UK. The average mileage at this age is 138,861 miles.

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How Does It Compare?

Rank among 1995 cars53th of 228(top 23%)
Rank among FIAT models437th of 818(top 53%)
vs national average+1%(82% avg)
vs 1995 cars average+7%(76% avg)
vs FIAT average+0%(83% avg)

Mileage Analysis

138,861

Average miles

vs

229,400

Expected for age

The average 1995 FIAT UNCLASSIFIED has 138,861 miles on the clock, which is below the expected 229,400 miles for a 31-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2021 model with a 97% MOT pass rate, while the 1992 model has the lowest at 45%. The 1995 sits between the two at 83%.

FIAT UNCLASSIFIED by Year

YearPass RateTestsAvg Mileage
202197%68811,393 mi
202094%88215,358 mi
201992%95518,467 mi
201892%71121,477 mi
201793%65224,798 mi
201692%64727,632 mi
201589%74141,259 mi
201491%68133,240 mi
201387%93440,624 mi
201289%48140,887 mi
201184%14153,535 mi
201083%7171,871 mi
200984%9241,943 mi
200882%15555,343 mi
200778%15255,340 mi
200679%20751,872 mi
200581%17252,537 mi
200479%25355,267 mi
200383%15058,852 mi
200272%13762,141 mi
200175%11262,828 mi
200077%14972,270 mi
199972%15472,673 mi
199871%9186,378 mi
199768%6594,547 mi
199583%72138,861 mi
199486%36107,637 mi
199375%69102,759 mi
199245%112129,305 mi
199181%36101,616 mi

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About the 1995 FIAT UNCLASSIFIED

The 1995 FIAT UNCLASSIFIED is a large car with a 2500cc diesel engine. 72 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 23% of all 1995 cars for reliability.

With an average of 138,861 miles at 31 years old, FIAT UNCLASSIFIED owners tend to use this car less than the typical driver.

1995 FIAT UNCLASSIFIED Fuel Costs

The 2500cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 1995 FIAT UNCLASSIFIED?

Total estimated annual running cost is £2,045 170/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 83% pass rate. Keeping on top of servicing will help avoid surprises.

FIAT UNCLASSIFIED Reliability Trend

Newer FIAT UNCLASSIFIEDs show better MOT pass rates than older ones, with an average improvement of 15 percentage points.

Buying a Used 1995 FIAT UNCLASSIFIED

At 31 years old, the FIAT UNCLASSIFIED is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2021 model has the highest pass rate at 97%. Note: with only 72 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1995 FIAT UNCLASSIFIED's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 139k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 FIAT UNCLASSIFIED stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT UNCLASSIFIED(1995)83%£1245£395Grp 25-38£2045
VOLKSWAGEN TRANSPORTER(1997)69%£1245£250Grp 25-38£2250+£205
LAND ROVER DEFENDER(1997)76%£1245£250Grp 25-38£2050+£5
LAND ROVER DISCOVERY(1997)80%£1245£250Grp 25-38£1900-£145
FIAT DUCATO(1997)71%£1245£250Grp 25-38£2050+£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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