FORD KA (1998)
Running costs, reliability data, and common problems from 269 real MOT tests.
Annual Cost
£1,887
£157/month
MOT Pass Rate
71%
Average
Road Tax
£195
Based on CC/year
Insurance
Grp 8-20
1299cc Petrol
Check Carefully
71% pass rate, £1887/year to run. 11 points below average.
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Annual Running Costs
~42 mpg
Based on 1299cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 11 points below the national average of 82%. It falls below the FORD brand average of 85%.
At 28 years old, 71% of FORD KAs from 1998 passed their MOT first time in 2026. That's based on 269 tests across the UK. The average mileage at this age is 47,606 miles.
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How Does It Compare?
Mileage Analysis
47,606
Average miles
207,200
Expected for age
The average 1998 FORD KA has 47,606 miles on the clock, which is significantly below the expected 207,200 miles for a 28-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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Best Year to Buy?
The most reliable year is the 2019 model with a 92% MOT pass rate, while the 1999 model has the lowest at 62%. The 1998 sits between the two at 71%.
FORD KA by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2019 | 92% | 14,840 | 26,387 mi | |
| 2018 | 88% | 16,844 | 32,597 mi | |
| 2017 | 89% | 19,894 | 37,584 mi | |
| 2016 | 83% | 13,958 | 42,904 mi | |
| 2015 | 81% | 22,499 | 47,390 mi | |
| 2014 | 81% | 31,485 | 53,659 mi | |
| 2013 | 79% | 32,112 | 59,926 mi | |
| 2012 | 77% | 30,280 | 64,612 mi | |
| 2011 | 76% | 29,810 | 70,554 mi | |
| 2010 | 73% | 34,853 | 75,495 mi | |
| 2009 | 72% | 34,947 | 78,404 mi | |
| 2008 | 63% | 9,719 | 56,797 mi | |
| 2007 | 64% | 7,814 | 56,265 mi | |
| 2006 | 64% | 5,377 | 54,905 mi | |
| 2005 | 64% | 4,536 | 53,788 mi | |
| 2004 | 64% | 3,764 | 55,570 mi | |
| 2003 | 66% | 2,733 | 57,298 mi | |
| 2002 | 63% | 1,635 | 50,236 mi | |
| 2001 | 64% | 868 | 52,111 mi | |
| 2000 | 69% | 392 | 47,147 mi | |
| 1999 | 62% | 447 | 48,623 mi | |
| 1998 | 71% | 269 | 47,606 mi | |
| 1997 | 72% | 155 | 46,789 mi |
Similar Cars to Consider
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About the 1998 FORD KA
The 1998 FORD KA is a small family car with a 1299cc petrol engine. 269 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 1998, the average MOT pass rate is 75%, and this model falls short of that benchmark.
With an average of 47,606 miles at 28 years old, FORD KA owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
1998 FORD KA Fuel Costs
The 1299cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 1998 FORD KA?
Total estimated annual running cost is £1,887 (£157/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 71% pass rate. Keeping on top of servicing will help avoid surprises.
FORD KA Reliability Trend
Newer FORD KAs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.
Buying a Used 1998 FORD KA
At 28 years old, the FORD KA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2019 model has the highest pass rate at 92%.
Common Issues to Watch For
Based on the 1998 FORD KA's fuel type, age, and engine size, these are the most likely problem areas to check.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1998 FORD KA stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FORD KA(1998) | 71% | £1137 | £195 | Grp 8-20 | £1887 |
| MAZDA MX-5(1999) | 73% | £1137 | £135 | Grp 12-25 | £1827-£60 |
| VOLKSWAGEN GOLF(1999) | 71% | £1327 | £135 | Grp 18-32 | £2017+£130 |
| VAUXHALL CORSA(1999) | 89% | £955 | £30 | Grp 5-15 | £1390-£497 |
| NISSAN MICRA(1999) | 70% | £1137 | £30 | Grp 8-20 | £1722-£165 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Ford Models
Explore other Ford cars or similar models in the same category.
FORD FIESTA
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FORD FOCUS
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FORD TRANSIT
2017 · 1995cc Diesel
MAZDA MX-5
1999 · 1600cc Petrol
VOLKSWAGEN GOLF
1999 · 1781cc Petrol
VAUXHALL CORSA
1999 · 1199cc Petrol
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