CarCostCheck

FORD KA (1997)

Running costs, reliability data, and common problems from 155 real MOT tests.

Annual Cost

£1,887

£157/month

MOT Pass Rate

72%

Average

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1299cc Petrol

Check Carefully

72% pass rate, £1887/year to run. 10 points below average.

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Petrol1299cc29 years old155 tests47k miles avg

Annual Running Costs

Fuel (Petrol, 1299cc)

~42 mpg

£1,137
Road Tax

Based on 1299cc

£195
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£1,887
Per month£157/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

72% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%. It falls below the FORD brand average of 85%.

At 29 years old, 72% of FORD KAs from 1997 passed their MOT first time in 2026. That's based on 155 tests across the UK. The average mileage at this age is 46,789 miles.

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How Does It Compare?

Rank among 1997 cars206th of 320(top 64%)
Rank among FORD models1005th of 1,167(top 86%)
vs national average-10%(82% avg)
vs 1997 cars average-3%(75% avg)
vs FORD average-13%(85% avg)

Mileage Analysis

46,789

Average miles

vs

214,600

Expected for age

The average 1997 FORD KA has 46,789 miles on the clock, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2019 model with a 92% MOT pass rate, while the 1999 model has the lowest at 62%. The 1997 sits between the two at 72%.

FORD KA by Year

YearPass RateTestsAvg Mileage
201992%14,84026,387 mi
201888%16,84432,597 mi
201789%19,89437,584 mi
201683%13,95842,904 mi
201581%22,49947,390 mi
201481%31,48553,659 mi
201379%32,11259,926 mi
201277%30,28064,612 mi
201176%29,81070,554 mi
201073%34,85375,495 mi
200972%34,94778,404 mi
200863%9,71956,797 mi
200764%7,81456,265 mi
200664%5,37754,905 mi
200564%4,53653,788 mi
200464%3,76455,570 mi
200366%2,73357,298 mi
200263%1,63550,236 mi
200164%86852,111 mi
200069%39247,147 mi
199962%44748,623 mi
199871%26947,606 mi
199772%15546,789 mi

Similar Cars to Consider

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About the 1997 FORD KA

The 1997 FORD KA is a small family car with a 1299cc petrol engine. 155 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 1997, the average MOT pass rate is 75%, and this model falls short of that benchmark.

With an average of 46,789 miles at 29 years old, FORD KA owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1997 FORD KA Fuel Costs

The 1299cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1997 FORD KA?

Total estimated annual running cost is £1,887 157/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.

FORD KA Reliability Trend

Newer FORD KAs show better MOT pass rates than older ones, with an average improvement of 14 percentage points.

Buying a Used 1997 FORD KA

At 29 years old, the FORD KA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2019 model has the highest pass rate at 92%.

Common Issues to Watch For

Based on the 1997 FORD KA's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1997 FORD KA stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD KA(1997)72%£1137£195Grp 8-20£1887
MAZDA MX-5(1999)73%£1137£135Grp 12-25£1827-£60
VOLKSWAGEN GOLF(1999)71%£1327£135Grp 18-32£2017+£130
VAUXHALL CORSA(1999)89%£955£30Grp 5-15£1390-£497
NISSAN MICRA(1999)70%£1137£30Grp 8-20£1722-£165

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Ford Models

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Related Guides

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