Rover 100 (1995)

Estimated running costs and MOT pass rates from 78 MOT tests in 2024.

Annual Cost

£1,810

£151/month

MOT Pass Rate

82%

Good

Road Tax

£230

Estimated/year

Est. Insurance

Grp 5-15

1120cc Petrol

Solid Option

82% pass rate, £1,810/year to run. Close to the average across all models.

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Petrol1120cc31 years old78 tests39k miles avg

Annual Running Costs

Fuel (Petrol, 1120cc)

~50 mpg

£1,175

Road Tax

Pre-2001 engine size rate

£230

MOT Test

£55

Predicted Repairs

£350

Total per year£1,810

Per month£151/mo

Per week£35/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

82% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data. It also outperforms the Rover brand average of 74%.

82% of MOT tests on Rover 100s from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 78 tests across the UK, retests included. The average mileage recorded at those tests was 38,946 miles.

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How Does It Compare?

Rank among 1995 models56th of 221(top half)

Rank among Rover models16th of 153(top 11%)

vs average of all models+0%(82% avg)

vs 1995 models average+6%(76% avg)

vs Rover average+8%(74% avg)

Mileage Analysis

38,946

Average miles

214,600

Expected for age

The average 1995 Rover 100 had 38,946 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

Of the years with at least 100 tests, the 1996 model has the highest MOT pass rate at 81%, while the 1997 model has the lowest at 74%. The 1995 scores 82%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Rover 100 by Year

Year	Pass Rate	Tests	Avg Mileage
1998	71%	63	36,962 mi
1997	74%	279	48,094 mi
1996	81%	149	48,471 mi
1995	82%	78	38,946 mi

Similar Cars to Consider

Rover Mini

1993 · 1275cc Petrol

£2,183/year

74%

-8%

Toyota Starlet

1997 · 1332cc Petrol

£2,183/year

76%

-6%

Nissan Micra

1997 · 998cc Petrol

£1,960/year

70%

-12%

Honda Civic

1996 · 1590cc Petrol

£2,328/year

73%

-9%

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About the 1995 Rover 100

The 1995 Rover 100 is a city car. Our records list a 1120cc petrol engine, though engines vary between versions. 78 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 38,946 miles recorded at its 2024 MOT tests, Rover 100 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Rover 100 Fuel Costs

The modest 1120cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1995 Rover 100?

Total estimated annual running cost is £1,810 (£151/month), broken down as £1,175 fuel, £230 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 82% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 1995 Rover 100

At 31 years old, the Rover 100 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1996 model has the highest pass rate at 81%. Note: with only 78 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Rover 100 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Rover 100(1995)	82%	£1,175	£230	Grp 5-15	£1,810
Rover Mini(1993)	74%	£1,398	£230	Grp 8-20	£2,183+£373
Toyota Starlet(1997)	76%	£1,398	£230	Grp 8-20	£2,183+£373
Nissan Micra(1997)	70%	£1,175	£230	Grp 1-8	£1,960+£150
Honda Civic(1996)	73%	£1,398	£375	Grp 12-25	£2,328+£518

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Rover 100

Is the 1995 Rover 100 reliable?

Good reliability. Occasional issues but generally solid. 82% of MOT tests on 1995 Rover 100s ended in a pass, from 78 tests (DVSA MOT data for tests in 2024, retests included). That's level with the average of 82% across all models in the same data.

How much does a 1995 Rover 100 cost to run?

Our estimate is £1,810 a year (£151 a month): £1,175 fuel, £230 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Rover 100?

82% of 78 MOT tests on the 1995 Rover 100 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 56th of 221 models first registered in 1995 (top half).

Which year Rover 100 has the best MOT pass rate?

Of the years with at least 100 tests, the 1996 Rover 100 has the highest MOT pass rate at 81% and the 1997 the lowest at 74%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Rover 100?

The average mileage recorded at MOT tests on the 1995 Rover 100 is 38,946 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.