CarCostCheck

ROVER 75 (2004)

Running costs, reliability data, and common problems from 4,012 real MOT tests.

Annual Cost

£3,107

£259/month

MOT Pass Rate

69%

Below Avg

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

4601cc Petrol

Proceed With Caution

69% pass rate, £3107/year to run. 13 points below average.

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Petrol4601cc22 years old4,012 tests108k miles avg

Annual Running Costs

Fuel (Petrol, 4601cc)

~30 mpg

£1,592
Road Tax

Based on 4601cc

£760
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£3,107
Per month£259/mo
Per week£60/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

69% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the ROVER brand average of 74%.

At 22 years old, 69% of ROVER 75s from 2004 passed their MOT first time in 2026. That's based on 4,012 tests across the UK. The average mileage at this age is 108,279 miles.

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How Does It Compare?

Rank among 2004 cars348th of 491(top 71%)
Rank among ROVER models120th of 153(top 78%)
vs national average-13%(82% avg)
vs 2004 cars average-3%(72% avg)
vs ROVER average-5%(74% avg)

Mileage Analysis

108,279

Average miles

vs

162,800

Expected for age

The average 2004 ROVER 75 has 108,279 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2000 model with a 76% MOT pass rate, while the 2004 model has the lowest at 69%. Consider a different year if reliability is a priority.

ROVER 75 by Year

YearPass RateTestsAvg Mileage
200672%323101,727 mi
200572%1,964104,476 mi
200469%4,012108,279 mi
200370%3,213108,053 mi
200272%2,383110,637 mi
200172%1,30599,556 mi
200076%67387,920 mi
199973%49684,417 mi

Similar Cars to Consider

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About the 2004 ROVER 75

The 2004 ROVER 75 is a performance with a 4601cc petrol engine. 4,012 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 108,279 miles at 22 years old, ROVER 75 owners tend to use this car less than the typical driver.

2004 ROVER 75 Fuel Costs

The 4601cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 ROVER 75?

Total estimated annual running cost is £3,107 259/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

ROVER 75 Reliability Trend

The ROVER 75 has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.

Buying a Used 2004 ROVER 75

At 22 years old, the ROVER 75 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

Based on the 2004 ROVER 75's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 108k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 ROVER 75 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
ROVER 75(2004)69%£1592£760Grp 35-50£3107
BMW X5(2005)77%£1592£250Grp 35-50£2397-£710
MERCEDES CLK(2004)76%£1592£250Grp 35-50£2397-£710
LAND ROVER RANGE ROVER(2006)80%£1592£250Grp 35-50£2247-£860
LAND ROVER RANGE ROVER SPORT(2005)82%£1592£250Grp 35-50£2247-£860

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Rover Models

Explore other Rover cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Rover 75.

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