ROVER 75 (2004)
Running costs, reliability data, and common problems from 4,012 real MOT tests.
Annual Cost
£3,107
£259/month
MOT Pass Rate
69%
Below Avg
Road Tax
£760
Based on CC/year
Insurance
Grp 35-50
4601cc Petrol
Proceed With Caution
69% pass rate, £3107/year to run. 13 points below average.
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Annual Running Costs
~30 mpg
Based on 4601cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the ROVER brand average of 74%.
At 22 years old, 69% of ROVER 75s from 2004 passed their MOT first time in 2026. That's based on 4,012 tests across the UK. The average mileage at this age is 108,279 miles.
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How Does It Compare?
Mileage Analysis
108,279
Average miles
162,800
Expected for age
The average 2004 ROVER 75 has 108,279 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2000 model with a 76% MOT pass rate, while the 2004 model has the lowest at 69%. Consider a different year if reliability is a priority.
ROVER 75 by Year
Similar Cars to Consider
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About the 2004 ROVER 75
The 2004 ROVER 75 is a performance with a 4601cc petrol engine. 4,012 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.
With an average of 108,279 miles at 22 years old, ROVER 75 owners tend to use this car less than the typical driver.
2004 ROVER 75 Fuel Costs
The 4601cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2004 ROVER 75?
Total estimated annual running cost is £3,107 (£259/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.
ROVER 75 Reliability Trend
The ROVER 75 has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.
Buying a Used 2004 ROVER 75
At 22 years old, the ROVER 75 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.
Common Issues to Watch For
Based on the 2004 ROVER 75's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Oil Consumption
Medium riskLarger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 108k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Higher Than Average Failure Rate
Watch outWith a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2004 ROVER 75 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| ROVER 75(2004) | 69% | £1592 | £760 | Grp 35-50 | £3107 |
| BMW X5(2005) | 77% | £1592 | £250 | Grp 35-50 | £2397-£710 |
| MERCEDES CLK(2004) | 76% | £1592 | £250 | Grp 35-50 | £2397-£710 |
| LAND ROVER RANGE ROVER(2006) | 80% | £1592 | £250 | Grp 35-50 | £2247-£860 |
| LAND ROVER RANGE ROVER SPORT(2005) | 82% | £1592 | £250 | Grp 35-50 | £2247-£860 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Rover Models
Explore other Rover cars or similar models in the same category.
ROVER MINI
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ROVER 25
2003 · 1588cc Petrol
ROVER 45
2004 · 1588cc Petrol
BMW X5
2005 · 4799cc Petrol
MERCEDES CLK
2004 · 4966cc Petrol
LAND ROVER RANGE ROVER
2006 · 4197cc Petrol
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