CarCostCheck

FORD FOCUS (1998)

Running costs, reliability data, and common problems from 308 real MOT tests.

Annual Cost

£2,397

£200/month

MOT Pass Rate

66%

Below Avg

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1796cc Petrol

Proceed With Caution

66% pass rate, £2397/year to run. 16 points below average.

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Petrol1796cc28 years old308 tests106k miles avg

Annual Running Costs

Fuel (Petrol, 1796cc)

~36 mpg

£1,327
Road Tax

Based on 1796cc

£315
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,397
Per month£200/mo
Per week£46/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

66% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 16 points below the national average of 82%. It falls below the FORD brand average of 85%.

At 28 years old, 66% of FORD FOCUSs from 1998 passed their MOT first time in 2026. That's based on 308 tests across the UK. The average mileage at this age is 105,722 miles.

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How Does It Compare?

Rank among 1998 cars304th of 340(top 89%)
Rank among FORD models1123th of 1,167(top 96%)
vs national average-16%(82% avg)
vs 1998 cars average-9%(75% avg)
vs FORD average-19%(85% avg)

Mileage Analysis

105,722

Average miles

vs

207,200

Expected for age

The average 1998 FORD FOCUS has 105,722 miles on the clock, which is below the expected 207,200 miles for a 28-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2022 model with a 92% MOT pass rate, while the 1999 model has the lowest at 65%. The 1998 sits between the two at 66%.

FORD FOCUS by Year

YearPass RateTestsAvg Mileage
202292%81023,275 mi
202190%20,44130,768 mi
202091%58,33635,324 mi
201989%93,80341,996 mi
201889%82,06647,654 mi
201789%109,24157,591 mi
201687%109,88066,788 mi
201585%129,33775,436 mi
201480%131,11983,264 mi
201378%132,29290,803 mi
201278%123,00897,038 mi
201175%115,331103,292 mi
201075%101,132104,468 mi
200974%105,193105,899 mi
200873%90,659109,505 mi
200773%77,121108,772 mi
200673%56,257109,516 mi
200571%41,794108,237 mi
200469%29,927105,988 mi
200368%22,31399,363 mi
200269%17,885103,596 mi
200168%10,188105,162 mi
200067%4,627104,538 mi
199965%4,250109,114 mi
199866%308105,722 mi

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About the 1998 FORD FOCUS

The 1998 FORD FOCUS is a family car with a 1796cc petrol engine. 308 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It sits in the bottom 89% of 1998 cars for MOT pass rates.

With an average of 105,722 miles at 28 years old, FORD FOCUS owners tend to use this car less than the typical driver.

1998 FORD FOCUS Fuel Costs

The 1796cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1998 FORD FOCUS?

Total estimated annual running cost is £2,397 200/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 66% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

FORD FOCUS Reliability Trend

Newer FORD FOCUSs show better MOT pass rates than older ones, with an average improvement of 15 percentage points.

Buying a Used 1998 FORD FOCUS

At 28 years old, the FORD FOCUS is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2022 model has the highest pass rate at 92%.

Common Issues to Watch For

Based on the 1998 FORD FOCUS's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 28 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 106k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 66% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1998 FORD FOCUS stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD FOCUS(1998)66%£1327£315Grp 18-32£2397
MAZDA MX-5(1999)73%£1137£135Grp 12-25£1827-£570
VOLKSWAGEN GOLF(1999)71%£1327£135Grp 18-32£2017-£380
NISSAN MICRA(1999)70%£1137£30Grp 8-20£1722-£675
TOYOTA YARIS(2000)70%£1137£30Grp 8-20£1722-£675

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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