CarCostCheck

FORD FOCUS (2020)

Running costs, reliability data, and common problems from 58,336 real MOT tests.

Annual Cost

£1,355

£113/month

MOT Pass Rate

91%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 12-25

1499cc Diesel

Great Choice

91% pass rate, £1355/year to run. 9 points above average.

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Diesel1499cc6 years old58,336 tests35k miles avg

Annual Running Costs

Fuel (Diesel, 1499cc)

~55 mpg

£905
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,355
Per month£113/mo
Per week£26/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

91% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 9 points above the national average of 82%. It also outperforms the FORD brand average of 85%.

At 6 years old, 91% of FORD FOCUSs from 2020 passed their MOT first time in 2026. That's based on 58,336 tests across the UK. The average mileage at this age is 35,324 miles.

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How Does It Compare?

Rank among 2020 cars1497th of 2,596(top 58%)
Rank among FORD models387th of 1,167(top 33%)
vs national average+9%(82% avg)
vs 2020 cars average-1%(92% avg)
vs FORD average+6%(85% avg)

Mileage Analysis

35,324

Average miles

vs

44,400

Expected for age

The average 2020 FORD FOCUS has 35,324 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2022 model with a 92% MOT pass rate, while the 1999 model has the lowest at 65%. The 2020 sits between the two at 91%.

FORD FOCUS by Year

YearPass RateTestsAvg Mileage
202292%81023,275 mi
202190%20,44130,768 mi
202091%58,33635,324 mi
201989%93,80341,996 mi
201889%82,06647,654 mi
201789%109,24157,591 mi
201687%109,88066,788 mi
201585%129,33775,436 mi
201480%131,11983,264 mi
201378%132,29290,803 mi
201278%123,00897,038 mi
201175%115,331103,292 mi
201075%101,132104,468 mi
200974%105,193105,899 mi
200873%90,659109,505 mi
200773%77,121108,772 mi
200673%56,257109,516 mi
200571%41,794108,237 mi
200469%29,927105,988 mi
200368%22,31399,363 mi
200269%17,885103,596 mi
200168%10,188105,162 mi
200067%4,627104,538 mi
199965%4,250109,114 mi
199866%308105,722 mi

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About the 2020 FORD FOCUS

The 2020 FORD FOCUS is a small family car with a 1499cc diesel engine. 58,336 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 35,324 miles at 6 years old, FORD FOCUS owners tend to use this car less than the typical driver.

2020 FORD FOCUS Fuel Costs

The 1499cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 FORD FOCUS?

Total estimated annual running cost is £1,355 113/month), broken down as £905 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

FORD FOCUS Reliability Trend

Newer FORD FOCUSs show better MOT pass rates than older ones, with an average improvement of 15 percentage points.

Buying a Used 2020 FORD FOCUS

At 6 years old, the FORD FOCUS offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2022 model has the highest pass rate at 92%. With 58,336 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2020 FORD FOCUS's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 FORD FOCUS stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD FOCUS(2020)91%£905£195Grp 12-25£1355
VOLKSWAGEN GOLF(2018)92%£1037£190Grp 18-32£1482+£127
MERCEDES A(2019)91%£905£190Grp 12-25£1350-£5
MERCEDES A-CLASS(2018)89%£905£190Grp 12-25£1500+£145
VOLKSWAGEN POLO(2018)84%£905£190Grp 12-25£1500+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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Related Guides

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