CarCostCheck

FORD MUSTANG (2020)

Running costs, reliability data, and common problems from 2,330 real MOT tests.

Annual Cost

£2,042

£170/month

MOT Pass Rate

92%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 25-38

2261cc Petrol

Great Choice

92% pass rate, £2042/year to run. 10 points above average.

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Petrol2261cc6 years old2,330 tests19k miles avg

Annual Running Costs

Fuel (Petrol, 2261cc)

~30 mpg

£1,592
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,042
Per month£170/mo
Per week£39/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the FORD brand average of 85%.

At 6 years old, 92% of FORD MUSTANGs from 2020 passed their MOT first time in 2026. That's based on 2,330 tests across the UK. The average mileage at this age is 18,792 miles.

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How Does It Compare?

Rank among 2020 cars1273th of 2,596(top 49%)
Rank among FORD models333th of 1,167(top 29%)
vs national average+10%(82% avg)
vs 2020 cars average+0%(92% avg)
vs FORD average+7%(85% avg)

Mileage Analysis

18,792

Average miles

vs

44,400

Expected for age

The average 2020 FORD MUSTANG has 18,792 miles on the clock, which is significantly below the expected 44,400 miles for a 6-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2022 model with a 96% MOT pass rate, while the 2000 model has the lowest at 76%. The 2020 sits between the two at 92%.

FORD MUSTANG by Year

YearPass RateTestsAvg Mileage
202296%5413,235 mi
202191%92315,949 mi
202092%2,33018,792 mi
201989%3,20023,848 mi
201890%5,72730,511 mi
201790%5,16133,418 mi
201688%6,64436,878 mi
201588%79742,568 mi
201490%19354,631 mi
201390%22353,084 mi
201288%25063,500 mi
201182%19970,044 mi
201086%24271,217 mi
200988%26065,602 mi
200888%46357,208 mi
200787%62866,137 mi
200686%65173,935 mi
200588%67772,553 mi
200482%14759,270 mi
200385%9581,097 mi
200292%7577,428 mi
200185%8867,827 mi
200076%12875,538 mi
199988%10185,621 mi
199890%70115,083 mi
199784%12577,032 mi
199684%17096,301 mi
199584%13792,168 mi
199484%12484,772 mi
199198%4873,234 mi

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About the 2020 FORD MUSTANG

The 2020 FORD MUSTANG is a large car with a 2261cc petrol engine. 2,330 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 18,792 miles at 6 years old, FORD MUSTANG owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2020 FORD MUSTANG Fuel Costs

The 2261cc petrol engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 FORD MUSTANG?

Total estimated annual running cost is £2,042 170/month), broken down as £1592 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

FORD MUSTANG Reliability Trend

Newer FORD MUSTANGs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2020 FORD MUSTANG

At 6 years old, the FORD MUSTANG offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2022 model has the highest pass rate at 96%.

Common Issues to Watch For

Based on the 2020 FORD MUSTANG's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Low risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 FORD MUSTANG stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD MUSTANG(2020)92%£1592£195Grp 25-38£2042
MERCEDES A(2021)94%£1327£190Grp 18-32£1772-£270
VOLVO XC40(2020)93%£1327£190Grp 18-32£1772-£270
FORD RANGER(2021)90%£1592£190Grp 25-38£2037-£5
JAGUAR F-PACE(2019)91%£1327£190Grp 18-32£1772-£270

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Ford Models

Explore other Ford cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Ford Mustang.

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