CarCostCheck

FORD MUSTANG (1995)

Running costs, reliability data, and common problems from 137 real MOT tests.

Annual Cost

£2,757

£230/month

MOT Pass Rate

84%

Good

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

3790cc Petrol

Solid Option

84% pass rate, £2757/year to run. Close to the national average.

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Petrol3790cc31 years old137 tests92k miles avg

Annual Running Costs

Fuel (Petrol, 3790cc)

~30 mpg

£1,592
Road Tax

Based on 3790cc

£760
MOT Test
£55
Predicted Repairs
£350
Total per year£2,757
Per month£230/mo
Per week£53/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

84% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 31 years old, 84% of FORD MUSTANGs from 1995 passed their MOT first time in 2026. That's based on 137 tests across the UK. The average mileage at this age is 92,168 miles.

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How Does It Compare?

Rank among 1995 cars49th of 228(top 21%)
Rank among FORD models718th of 1,167(top 62%)
vs national average+2%(82% avg)
vs 1995 cars average+8%(76% avg)
vs FORD average-1%(85% avg)

Mileage Analysis

92,168

Average miles

vs

229,400

Expected for age

The average 1995 FORD MUSTANG has 92,168 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2022 model with a 96% MOT pass rate, while the 2000 model has the lowest at 76%. The 1995 sits between the two at 84%.

FORD MUSTANG by Year

YearPass RateTestsAvg Mileage
202296%5413,235 mi
202191%92315,949 mi
202092%2,33018,792 mi
201989%3,20023,848 mi
201890%5,72730,511 mi
201790%5,16133,418 mi
201688%6,64436,878 mi
201588%79742,568 mi
201490%19354,631 mi
201390%22353,084 mi
201288%25063,500 mi
201182%19970,044 mi
201086%24271,217 mi
200988%26065,602 mi
200888%46357,208 mi
200787%62866,137 mi
200686%65173,935 mi
200588%67772,553 mi
200482%14759,270 mi
200385%9581,097 mi
200292%7577,428 mi
200185%8867,827 mi
200076%12875,538 mi
199988%10185,621 mi
199890%70115,083 mi
199784%12577,032 mi
199684%17096,301 mi
199584%13792,168 mi
199484%12484,772 mi
199198%4873,234 mi

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About the 1995 FORD MUSTANG

The 1995 FORD MUSTANG is a performance with a 3790cc petrol engine. 137 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 21% of all 1995 cars for reliability.

With an average of 92,168 miles at 31 years old, FORD MUSTANG owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 FORD MUSTANG Fuel Costs

The 3790cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 FORD MUSTANG?

Total estimated annual running cost is £2,757 230/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 84% pass rate. Keeping on top of servicing will help avoid surprises.

FORD MUSTANG Reliability Trend

Newer FORD MUSTANGs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 1995 FORD MUSTANG

At 31 years old, the FORD MUSTANG is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2022 model has the highest pass rate at 96%.

Common Issues to Watch For

Based on the 1995 FORD MUSTANG's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 92k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 FORD MUSTANG stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD MUSTANG(1995)84%£1592£760Grp 35-50£2757
JAGUAR XK8(1997)81%£1592£250Grp 35-50£2247-£510
PORSCHE 911(1996)91%£1592£250Grp 35-50£2097-£660
MERCEDES E(1995)79%£1592£250Grp 35-50£2397-£360
JAGUAR XJ(1997)80%£1592£250Grp 35-50£2247-£510

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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