Ford Streetka (2004)

Estimated running costs and MOT pass rates from 35 MOT tests in 2024.

Annual Cost

£2,228

£186/month

MOT Pass Rate

74%

Average

Road Tax

£275

Estimated/year

Est. Insurance

Grp 12-25

1599cc Petrol

Check Carefully

74% pass rate, £2,228/year to run. 8 points below average.

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Petrol1599cc22 years old35 tests66k miles avg

Annual Running Costs

Fuel (Petrol, 1599cc)

~42 mpg

£1,398

Road Tax

Estimated CO2 band

£275

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£500

Total per year£2,228

Per month£186/mo

Per week£43/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

74% MOT pass rate(Average)

0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 8 points below the average of 82% across all models in our data. It falls below the Ford brand average of 85%.

74% of MOT tests on Ford Streetkas from 2004 ended in a pass in 2024, when they were about 20 years old. That's based on 35 tests across the UK, retests included. The average mileage recorded at those tests was 66,063 miles.

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How Does It Compare?

Rank among 2004 models225th of 470(top half)

Rank among Ford models930th of 1,136(bottom 19%)

vs average of all models-8%(82% avg)

vs 2004 models average+2%(72% avg)

vs Ford average-11%(85% avg)

Mileage Analysis

66,063

Average miles

148,000

Expected for age

The average 2004 Ford Streetka had 66,063 miles on the clock at its 2024 MOT, which is significantly below the expected 148,000 miles for a 20-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Similar Cars to Consider

Ford Focus

2006 · 1596cc Petrol

£2,228/year

73%

-1%

MINI

2005 · 1598cc Petrol

£2,228/year

71%

-3%

BMW 3 Series

2006 · 1796cc Petrol

£2,361/year

80%

+6%

Honda Jazz

2006 · 1339cc Petrol

£2,153/year

71%

-3%

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About the 2004 Ford Streetka

The 2004 Ford Streetka is a small family car. Our records list a 1599cc petrol engine, though engines vary between versions. 35 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 66,063 miles recorded at its 2024 MOT tests, Ford Streetka owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2004 Ford Streetka Fuel Costs

The 1599cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2004 Ford Streetka?

Total estimated annual running cost is £2,228 (£186/month), broken down as £1,398 fuel, £275 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 74% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2004 Ford Streetka

At 22 years old, the Ford Streetka is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 35 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 Ford Streetka stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Ford Streetka(2004)	74%	£1,398	£275	Grp 12-25	£2,228
Ford Focus(2006)	73%	£1,398	£275	Grp 12-25	£2,228same
MINI(2005)	71%	£1,398	£275	Grp 12-25	£2,228same
BMW 3 Series(2006)	80%	£1,631	£325	Grp 18-32	£2,361+£133
Honda Jazz(2006)	71%	£1,398	£200	Grp 8-20	£2,153-£75

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2004 Ford Streetka

Is the 2004 Ford Streetka reliable?

Average reliability. Expect some repairs as it ages. 74% of MOT tests on 2004 Ford Streetkas ended in a pass, from 35 tests (DVSA MOT data for tests in 2024, retests included). That's 8 points below the average of 82% across all models in the same data.

How much does a 2004 Ford Streetka cost to run?

Our estimate is £2,228 a year (£186 a month): £1,398 fuel, £275 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2004 Ford Streetka?

74% of 35 MOT tests on the 2004 Ford Streetka ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 225th of 470 models first registered in 2004 (top half).

What is the average mileage for a 2004 Ford Streetka?

The average mileage recorded at MOT tests on the 2004 Ford Streetka is 66,063 miles, which is significantly below the expected 148,000 miles for a 20-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.