CarCostCheck

Iveco-Ford Cargo (1998)

Estimated running costs and MOT pass rates from 36 MOT tests in 2024.

Annual Cost

£2,306

£192/month

MOT Pass Rate

100%

Excellent

Road Tax

£375

Estimated/year

Est. Insurance

n/a

5861cc Diesel

Great Choice

100% pass rate, £2,306/year to run. 18 points above average.

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Diesel5861cc28 years old36 tests89k miles avg

Annual Running Costs

Fuel (Diesel, 5861cc)

~40 mpg

£1,676
Road Tax

Car rate estimate; vehicles are taxed differently

£375
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,306
Per month£192/mo
Per week£44/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

100% MOT pass rate(Excellent)
0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 18 points above the average of 82% across all models in our data. It also outperforms the Iveco-Ford brand average of 69%.

100% of MOT tests on Iveco-Ford Cargos from 1998 ended in a pass in 2024, when they were about 26 years old. That's based on 36 tests across the UK, retests included. The average mileage recorded at those tests was 88,906 miles.

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How Does It Compare?

Rank among 1998 models3rd of 325(top 1%)
Rank among Iveco-Ford models1st of 2(top half)
vs average of all models+18%(82% avg)
vs 1998 models average+25%(75% avg)
vs Iveco-Ford average+31%(69% avg)

Mileage Analysis

88,906

Average miles

vs

192,400

Expected for age

The average 1998 Iveco-Ford Cargo had 88,906 miles on the clock at its 2024 MOT, which is significantly below the expected 192,400 miles for a 26-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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About the 1998 Iveco-Ford Cargo

The 1998 Iveco-Ford Cargo is a commercial or specialist vehicle. Our records list a 5861cc diesel engine, though engines vary between versions. 36 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 1% of all 1998 models for MOT pass rate.

With an average of 88,906 miles recorded at its 2024 MOT tests, Iveco-Ford Cargo owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1998 Iveco-Ford Cargo Fuel Costs

The 5861cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,676 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 1998 Iveco-Ford Cargo?

Total estimated annual running cost is £2,306 (£192/month), broken down as £1,676 fuel, £375 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 100% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 1998 Iveco-Ford Cargo

At 28 years old, the Iveco-Ford Cargo is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 36 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 89k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Questions about the 1998 Iveco-Ford Cargo

Is the 1998 Iveco-Ford Cargo reliable?

Excellent reliability. Very few MOT failures. 100% of MOT tests on 1998 Iveco-Ford Cargos ended in a pass, from 36 tests (DVSA MOT data for tests in 2024, retests included). That's 18 points above the average of 82% across all models in the same data.

How much does a 1998 Iveco-Ford Cargo cost to run?

Our estimate is £2,306 a year (£192 a month): £1,676 fuel, £375 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1998 Iveco-Ford Cargo?

100% of 36 MOT tests on the 1998 Iveco-Ford Cargo ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 3rd of 325 models first registered in 1998 (top 1%).

What is the average mileage for a 1998 Iveco-Ford Cargo?

The average mileage recorded at MOT tests on the 1998 Iveco-Ford Cargo is 88,906 miles, which is significantly below the expected 192,400 miles for a 26-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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