IVECO-FORD CARGO (1998)
Running costs, reliability data, and common problems from 36 real MOT tests.
Annual Cost
£2,235
£186/month
MOT Pass Rate
100%
Excellent
Road Tax
£735
Based on CC/year
Insurance
Grp 35-50
5861cc Diesel
Great Choice
100% pass rate, £2235/year to run. 18 points above average.
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Annual Running Costs
~40 mpg
Based on 5861cc
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 18 points above the national average of 82%. It also outperforms the IVECO-FORD brand average of 69%.
At 28 years old, 100% of IVECO-FORD CARGOs from 1998 passed their MOT first time in 2026. That's based on 36 tests across the UK. The average mileage at this age is 88,906 miles.
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Mileage Analysis
88,906
Average miles
207,200
Expected for age
The average 1998 IVECO-FORD CARGO has 88,906 miles on the clock, which is significantly below the expected 207,200 miles for a 28-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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About the 1998 IVECO-FORD CARGO
The 1998 IVECO-FORD CARGO is a performance with a 5861cc diesel engine. 36 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 1% of all 1998 cars for reliability.
With an average of 88,906 miles at 28 years old, IVECO-FORD CARGO owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
1998 IVECO-FORD CARGO Fuel Costs
The 5861cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 1998 IVECO-FORD CARGO?
Total estimated annual running cost is £2,235 (£186/month), broken down as £1245 fuel, £735 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 100% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 1998 IVECO-FORD CARGO
At 28 years old, the IVECO-FORD CARGO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 36 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 1998 IVECO-FORD CARGO's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Dual Mass Flywheel
Watch outLarger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 89k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1998 IVECO-FORD CARGO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| IVECO-FORD CARGO(1998) | 100% | £1245 | £735 | Grp 35-50 | £2235 |
| DODGE RAM(1996) | 81% | £1245 | £250 | Grp 35-50 | £1900-£335 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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