CarCostCheck

JAGUAR XF R-DYNAMIC HSE D MHEV AUTO (2021)

Running costs, reliability data, and common problems from 31 real MOT tests.

Annual Cost

£1,637

£136/month

MOT Pass Rate

84%

Good

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1998cc Diesel

Solid Option

84% pass rate, £1637/year to run. Close to the national average.

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Diesel1998cc5 years old31 tests23k miles avg

Annual Running Costs

Fuel (Diesel, 1998cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs
£350
Total per year£1,637
Per month£136/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

84% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 5 years old, 84% of JAGUAR XF R-DYNAMIC HSE D MHEV AUTOs from 2021 passed their MOT first time in 2026. That's based on 31 tests across the UK. The average mileage at this age is 23,031 miles.

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How Does It Compare?

Rank among 2021 cars3190th of 3,373(top 95%)
Rank among JAGUAR models203th of 299(top 68%)
vs national average+2%(82% avg)
vs 2021 cars average-8%(92% avg)
vs JAGUAR average-4%(88% avg)

Mileage Analysis

23,031

Average miles

vs

37,000

Expected for age

The average 2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO has 23,031 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Similar Cars to Consider

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About the 2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO

The 2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO is a premium with a 1998cc diesel engine. 31 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 95% of 2021 cars for MOT pass rates.

With an average of 23,031 miles at 5 years old, JAGUAR XF R-DYNAMIC HSE D MHEV AUTO owners tend to use this car less than the typical driver.

2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO Fuel Costs

The 1998cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO?

Total estimated annual running cost is £1,637 136/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 84% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO

At 5 years old, the JAGUAR XF R-DYNAMIC HSE D MHEV AUTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 31 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Low risk

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 JAGUAR XF R-DYNAMIC HSE D MHEV AUTO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
JAGUAR XF R-DYNAMIC HSE D MHEV AUTO(2021)84%£1037£195Grp 18-32£1637
FORD FOCUS(2019)89%£905£190Grp 12-25£1500-£137
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£155
VOLKSWAGEN POLO(2019)89%£905£190Grp 12-25£1500-£137
FORD TRANSIT CUSTOM(2019)87%£1037£190Grp 18-32£1632-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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