CarCostCheck

MG ZT (2007)

Running costs, reliability data, and common problems from 37 real MOT tests.

Annual Cost

£2,907

£242/month

MOT Pass Rate

78%

Average

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

4601cc Petrol

Check Carefully

78% pass rate, £2907/year to run. Close to the national average.

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Petrol4601cc19 years old37 tests75k miles avg

Annual Running Costs

Fuel (Petrol, 4601cc)

~30 mpg

£1,592
Road Tax

Based on 4601cc

£760
MOT Test
£55
Predicted Repairs
£500
Total per year£2,907
Per month£242/mo
Per week£56/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

78% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the national average of 82%. It falls below the MG brand average of 86%.

At 19 years old, 78% of MG ZTs from 2007 passed their MOT first time in 2026. That's based on 37 tests across the UK. The average mileage at this age is 74,913 miles.

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How Does It Compare?

Rank among 2007 cars249th of 598(top 42%)
Rank among MG models122th of 155(top 79%)
vs national average-4%(82% avg)
vs 2007 cars average+5%(73% avg)
vs MG average-8%(86% avg)

Mileage Analysis

74,913

Average miles

vs

140,600

Expected for age

The average 2007 MG ZT has 74,913 miles on the clock, which is below the expected 140,600 miles for a 19-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2004 model with a 81% MOT pass rate, while the 2006 model has the lowest at 71%. The 2007 sits between the two at 78%.

MG ZT by Year

YearPass RateTestsAvg Mileage
200778%3774,913 mi
200671%15795,387 mi
200578%556101,102 mi
200481%97481,859 mi
200374%557103,354 mi
200277%26297,723 mi
200175%92100,291 mi

Similar Cars to Consider

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About the 2007 MG ZT

The 2007 MG ZT is a performance with a 4601cc petrol engine. 37 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2007, the average MOT pass rate is 73%, and this model beats that benchmark.

With an average of 74,913 miles at 19 years old, MG ZT owners tend to use this car less than the typical driver.

2007 MG ZT Fuel Costs

The 4601cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2007 MG ZT?

Total estimated annual running cost is £2,907 242/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 78% pass rate. Keeping on top of servicing will help avoid surprises.

MG ZT Reliability Trend

The MG ZT has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.

Buying a Used 2007 MG ZT

At 19 years old, the MG ZT is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2004 model has the highest pass rate at 81%. Note: with only 37 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2007 MG ZT's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 19 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2007 MG ZT stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MG ZT(2007)78%£1592£760Grp 35-50£2907
JAGUAR XF(2008)78%£1592£250Grp 35-50£2397-£510
BMW X5(2005)77%£1592£250Grp 35-50£2397-£510
AUDI A6(2009)81%£1592£250Grp 35-50£2247-£660
LAND ROVER RANGE ROVER(2006)80%£1592£250Grp 35-50£2247-£660

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Mg Models

Explore other Mg cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Mg Zt.

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