Is the 2008 JAGUAR XF reliable?

Average reliability. Expect some repairs as it ages. 78% of JAGUAR XFs from 2008 passed their MOT first time in 2026, based on 12,062 tests. That's 4 points below the national average of 82%.

How much does a 2008 JAGUAR XF cost to run?

Estimated annual running cost is £2,907 (£242/month), including £1592 fuel, £760 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 2008 JAGUAR XF?

The 2008 JAGUAR XF has a 78% MOT pass rate based on 12,062 tests in 2026. This ranks 253 out of 589 cars from 2008.

Which year JAGUAR XF is most reliable?

The 2018 JAGUAR XF has the highest MOT pass rate at 92%. The least reliable year is 2009 at 77%.

What is the average mileage for a 2008 JAGUAR XF?

The average mileage for a 2008 JAGUAR XF is 112,899 miles, which is in line with the expected 133,200 miles for a 18-year-old car, suggesting normal everyday use.

JAGUAR XF (2008)

Running costs, reliability data, and common problems from 12,062 real MOT tests.

Annual Cost

£2,907

£242/month

MOT Pass Rate

78%

Average

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

4196cc Petrol

Check Carefully

78% pass rate, £2907/year to run. Close to the national average.

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Petrol4196cc18 years old12,062 tests113k miles avg

Annual Running Costs

Fuel (Petrol, 4196cc)

~30 mpg

£1,592

Road Tax

Based on 4196cc

£760

MOT Test

£55

Predicted Repairs

£500

Total per year£2,907

Per month£242/mo

Per week£56/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

78% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 18 years old, 78% of JAGUAR XFs from 2008 passed their MOT first time in 2026. That's based on 12,062 tests across the UK. The average mileage at this age is 112,899 miles.

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How Does It Compare?

Rank among 2008 cars253th of 589(top 43%)

Rank among JAGUAR models261th of 299(top 87%)

vs national average-4%(82% avg)

vs 2008 cars average+5%(73% avg)

vs JAGUAR average-10%(88% avg)

Mileage Analysis

112,899

Average miles

133,200

Expected for age

The average 2008 JAGUAR XF has 112,899 miles on the clock, which is in line with the expected 133,200 miles for a 18-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2018 model with a 92% MOT pass rate, while the 2009 model has the lowest at 77%. The 2008 sits between the two at 78%.

JAGUAR XF by Year

Year	Pass Rate	Tests	Avg Mileage
2021	91%	211	24,533 mi
2020	91%	2,918	33,707 mi
2019	90%	6,743	42,911 mi
2018	92%	11,317	51,016 mi
2017	90%	15,028	61,875 mi
2016	90%	18,221	71,838 mi
2015	86%	20,980	80,637 mi
2014	84%	26,866	88,202 mi
2013	82%	24,451	94,587 mi
2012	82%	22,165	100,661 mi
2011	81%	18,258	103,487 mi
2010	80%	19,704	106,321 mi
2009	77%	14,981	112,455 mi
2008	78%	12,062	112,899 mi
2007	79%	141	115,288 mi

Similar Cars to Consider

LAND ROVER RANGE ROVER

2006 · 4197cc Petrol

£2,247/year

80%

+2%

VOLVO XC90

2009 · 4414cc Petrol

£2,397/year

78%

same

PORSCHE 911

2006 · 3824cc Petrol

£2,097/year

90%

+12%

JAGUAR XK

2006 · 4196cc Petrol

£2,247/year

85%

+7%

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About the 2008 JAGUAR XF

The 2008 JAGUAR XF is a premium performance with a 4196cc petrol engine. 12,062 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2008, the average MOT pass rate is 73%, and this model beats that benchmark.

With an average of 112,899 miles at 18 years old, JAGUAR XF owners drive about as much as the UK average.

2008 JAGUAR XF Fuel Costs

The 4196cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2008 JAGUAR XF?

Total estimated annual running cost is £2,907 (£242/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 78% pass rate. Keeping on top of servicing will help avoid surprises.

JAGUAR XF Reliability Trend

Newer JAGUAR XFs show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2008 JAGUAR XF

At 18 years old, the JAGUAR XF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 92%. With 12,062 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2008 JAGUAR XF's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 18 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 113k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2008 JAGUAR XF stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
JAGUAR XF(2008)	78%	£1592	£760	Grp 35-50	£2907
LAND ROVER RANGE ROVER(2006)	80%	£1592	£250	Grp 35-50	£2247-£660
VOLVO XC90(2009)	78%	£1592	£250	Grp 35-50	£2397-£510
PORSCHE 911(2006)	90%	£1592	£250	Grp 35-50	£2097-£810
JAGUAR XK(2006)	85%	£1592	£250	Grp 35-50	£2247-£660

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.