Jaguar XF (2008)

Estimated running costs and MOT pass rates from 12,062 MOT tests in 2024.

Annual Cost

£3,303

£275/month

MOT Pass Rate

78%

Average

Road Tax

£790

Estimated/year

Est. Insurance

Grp 35-50

4196cc Petrol

Check Carefully

78% pass rate, £3,303/year to run. Close to the average across all models.

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Petrol4196cc18 years old12,062 tests113k miles avg

Annual Running Costs

Fuel (Petrol, 4196cc)

~30 mpg

£1,958

Road Tax

Estimated CO2 band

£790

MOT Test

£55

Predicted Repairs

£500

Total per year£3,303

Per month£275/mo

Per week£64/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

78% MOT pass rate(Average)

0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the average of 82% across all models in our data. It falls below the Jaguar brand average of 88%.

78% of MOT tests on Jaguar XFs from 2008 ended in a pass in 2024, when they were about 16 years old. That's based on 12,062 tests across the UK, retests included. The average mileage recorded at those tests was 112,899 miles.

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How Does It Compare?

Rank among 2008 models237th of 566(top half)

Rank among Jaguar models254th of 292(bottom 14%)

vs average of all models-4%(82% avg)

vs 2008 models average+5%(73% avg)

vs Jaguar average-10%(88% avg)

Mileage Analysis

112,899

Average miles

118,400

Expected for age

The average 2008 Jaguar XF had 112,899 miles on the clock at its 2024 MOT, which is in line with the expected 118,400 miles for a 16-year-old car, suggesting normal everyday use.

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Best Year to Buy?

Of the years with at least 100 tests, the 2018 model has the highest MOT pass rate at 92%, while the 2009 model has the lowest at 77%. The 2008 scores 78%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Jaguar XF by Year

Year	Pass Rate	Tests	Avg Mileage
2021	91%	211	24,533 mi
2020	91%	2,918	33,707 mi
2019	90%	6,743	42,911 mi
2018	92%	11,317	51,016 mi
2017	90%	15,028	61,875 mi
2016	90%	18,221	71,838 mi
2015	86%	20,980	80,637 mi
2014	84%	26,866	88,202 mi
2013	82%	24,451	94,587 mi
2012	82%	22,165	100,661 mi
2011	81%	18,258	103,487 mi
2010	80%	19,704	106,321 mi
2009	77%	14,981	112,455 mi
2008	78%	12,062	112,899 mi
2007	79%	141	115,288 mi

Similar Cars to Consider

Land Rover Range Rover

2006 · 4197cc Petrol

£3,153/year

80%

+2%

Volvo XC90

2009 · 4414cc Petrol

£3,303/year

78%

same

Porsche 911

2006 · 3824cc Petrol

£3,003/year

90%

+12%

Jaguar XK

2006 · 4196cc Petrol

£3,153/year

85%

+7%

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About the 2008 Jaguar XF

The 2008 Jaguar XF is a premium performance car. Our records list a 4196cc petrol engine, though engines vary between versions. 12,062 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. Among all models from 2008, the average MOT pass rate is 73%, and this model beats that benchmark.

With an average of 112,899 miles recorded at its 2024 MOT tests, Jaguar XF owners drive about as much as the UK average.

2008 Jaguar XF Fuel Costs

The 4196cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2008 Jaguar XF?

Total estimated annual running cost is £3,303 (£275/month), broken down as £1,958 fuel, £790 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 78% pass rate. Keeping on top of servicing will help avoid surprises.

Jaguar XF Reliability Trend

Newer Jaguar XFs pass their MOT more often than older ones, by 9 percentage points on average, which is mostly down to age and wear.

Buying a Used 2008 Jaguar XF

At 18 years old, the Jaguar XF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 92%. With 12,062 MOT tests in our data, there's strong statistical confidence in these figures.

What the 2008 Jaguar XF Fails Its MOT On

Share of the 1,407 MOT tests on the 2008 Jaguar XF that failed at the first attempt in 2025, next to all cars and vans of the same age.

Lights and electrics43%
Same age: 48%
Suspension42%
Same age: 41%
Brakes25%
Same age: 26%
Tyres23%
Same age: 17% (fails on this more often)

DVSA anonymised MOT data for 2025; a test that failed on two areas counts in both. How we count it · Jaguar XF reliability, common problems and years to avoid

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 18 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 113k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2008 Jaguar XF stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Jaguar XF(2008)	78%	£1,958	£790	Grp 35-50	£3,303
Land Rover Range Rover(2006)	80%	£1,958	£790	Grp 35-50	£3,153-£150
Volvo XC90(2009)	78%	£1,958	£790	Grp 35-50	£3,303same
Porsche 911(2006)	90%	£1,958	£790	Grp 35-50	£3,003-£300
Jaguar XK(2006)	85%	£1,958	£790	Grp 35-50	£3,153-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2008 Jaguar XF

Is the 2008 Jaguar XF reliable?

Average reliability. Expect some repairs as it ages. 78% of MOT tests on 2008 Jaguar XFs ended in a pass, from 12,062 tests (DVSA MOT data for tests in 2024, retests included). That's 4 points below the average of 82% across all models in the same data.

How much does a 2008 Jaguar XF cost to run?

Our estimate is £3,303 a year (£275 a month): £1,958 fuel, £790 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2008 Jaguar XF?

78% of 12,062 MOT tests on the 2008 Jaguar XF ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 237th of 566 models first registered in 2008 (top half).

Which year Jaguar XF has the best MOT pass rate?

Of the years with at least 100 tests, the 2018 Jaguar XF has the highest MOT pass rate at 92% and the 2009 the lowest at 77%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2008 Jaguar XF?

The average mileage recorded at MOT tests on the 2008 Jaguar XF is 112,899 miles, which is in line with the expected 118,400 miles for a 16-year-old car, suggesting normal everyday use.