CarCostCheck

MG ZT (2006)

Running costs, reliability data, and common problems from 157 real MOT tests.

Annual Cost

£1,857

£155/month

MOT Pass Rate

71%

Average

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1951cc Diesel

Check Carefully

71% pass rate, £1857/year to run. 11 points below average.

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Diesel1951cc20 years old157 tests95k miles avg

Annual Running Costs

Fuel (Diesel, 1951cc)

~48 mpg

£1,037
Road Tax

Based on 1951cc

£265
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£1,857
Per month£155/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

71% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 11 points below the national average of 82%. It falls below the MG brand average of 86%.

At 20 years old, 71% of MG ZTs from 2006 passed their MOT first time in 2026. That's based on 157 tests across the UK. The average mileage at this age is 95,387 miles.

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How Does It Compare?

Rank among 2006 cars392th of 575(top 68%)
Rank among MG models150th of 155(top 97%)
vs national average-11%(82% avg)
vs 2006 cars average-2%(73% avg)
vs MG average-15%(86% avg)

Mileage Analysis

95,387

Average miles

vs

148,000

Expected for age

The average 2006 MG ZT has 95,387 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2004 model with a 81% MOT pass rate, while the 2006 model has the lowest at 71%. Consider a different year if reliability is a priority.

MG ZT by Year

YearPass RateTestsAvg Mileage
200778%3774,913 mi
200671%15795,387 mi
200578%556101,102 mi
200481%97481,859 mi
200374%557103,354 mi
200277%26297,723 mi
200175%92100,291 mi

Similar Cars to Consider

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About the 2006 MG ZT

The 2006 MG ZT is a family car with a 1951cc diesel engine. 157 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2006, the average MOT pass rate is 73%, and this model falls short of that benchmark.

With an average of 95,387 miles at 20 years old, MG ZT owners tend to use this car less than the typical driver.

2006 MG ZT Fuel Costs

The 1951cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2006 MG ZT?

Total estimated annual running cost is £1,857 155/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 71% pass rate. Keeping on top of servicing will help avoid surprises.

MG ZT Reliability Trend

The MG ZT has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.

Buying a Used 2006 MG ZT

At 20 years old, the MG ZT is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

Based on the 2006 MG ZT's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 95k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2006 MG ZT stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MG ZT(2006)71%£1037£265Grp 18-32£1857
VOLKSWAGEN GOLF(2007)73%£1037£135Grp 18-32£1727-£130
VAUXHALL ASTRA(2007)71%£1037£135Grp 18-32£1727-£130
HONDA CIVIC(2007)72%£1245£250Grp 25-38£2050+£193
AUDI A4(2008)78%£1037£135Grp 18-32£1727-£130

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Mg Models

Explore other Mg cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Mg Zt.

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