Morgan 4/4 (1992)

Estimated running costs and MOT pass rates from 56 MOT tests in 2024.

Annual Cost

£2,261

£188/month

MOT Pass Rate

98%

Excellent

Road Tax

£375

Estimated/year

Est. Insurance

Grp 18-32

1993cc Petrol

Great Choice

98% pass rate, £2,261/year to run. 16 points above average.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific Morgan 4/4

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Petrol1993cc34 years old56 tests47k miles avg

Annual Running Costs

Fuel (Petrol, 1993cc)

~36 mpg

£1,631

Road Tax

Pre-2001 engine size rate

£375

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£2,261

Per month£188/mo

Per week£43/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

98% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 16 points above the average of 82% across all models in our data. It also outperforms the Morgan brand average of 92%.

98% of MOT tests on Morgan 4/4s from 1992 ended in a pass in 2024, when they were about 32 years old. That's based on 56 tests across the UK, retests included. The average mileage recorded at those tests was 46,542 miles.

Got a Morgan 4/4 you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 1992 models3rd of 172(top 2%)

Rank among Morgan models9th of 100(top 9%)

vs average of all models+16%(82% avg)

vs 1992 models average+21%(77% avg)

vs Morgan average+6%(92% avg)

Mileage Analysis

46,542

Average miles

236,800

Expected for age

The average 1992 Morgan 4/4 had 46,542 miles on the clock at its 2024 MOT, which is significantly below the expected 236,800 miles for a 32-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Looking at a specific Morgan 4/4?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Best Year to Buy?

Of the years with at least 100 tests, the 1996 model has the highest MOT pass rate at 96%, while the 2004 model has the lowest at 85%. The 1992 scores 98%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Morgan 4/4 by Year

Year	Pass Rate	Tests	Avg Mileage
2018	93%	58	6,920 mi
2017	97%	72	7,979 mi
2016	86%	74	15,087 mi
2015	93%	56	9,762 mi
2014	91%	43	14,273 mi
2013	98%	40	23,620 mi
2012	92%	49	19,253 mi
2011	93%	59	22,869 mi
2010	85%	67	23,495 mi
2009	97%	64	27,310 mi
2008	92%	71	25,075 mi
2007	92%	48	22,160 mi
2006	90%	101	25,512 mi
2005	94%	36	34,902 mi
2004	85%	101	32,631 mi
2003	92%	95	27,848 mi
2002	93%	146	31,267 mi
2001	90%	123	31,005 mi
2000	92%	190	29,938 mi
1999	88%	225	31,196 mi
1998	86%	196	37,758 mi
1997	90%	147	26,958 mi
1996	96%	126	36,842 mi
1995	90%	88	35,940 mi
1994	90%	70	39,016 mi
1993	91%	45	39,520 mi
1992	98%	56	46,542 mi
1991	88%	60	45,038 mi
1990	92%	36	38,714 mi

Similar Cars to Consider

Volkswagen Golf

1991 · 1781cc Petrol

£2,411/year

80%

-18%

BMW 3 Series

1990 · 1990cc Petrol

£2,411/year

84%

-14%

Ford Escort

1990 · 1597cc Petrol

£2,178/year

85%

-13%

Mercedes E

1994 · 2199cc Petrol

£2,888/year

79%

-19%

Check a Specific Morgan 4/4

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 1992 Morgan 4/4

The 1992 Morgan 4/4 is a family car. Our records list a 1993cc petrol engine, though engines vary between versions. 56 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 2% of all 1992 models for MOT pass rate.

With an average of 46,542 miles recorded at its 2024 MOT tests, Morgan 4/4 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1992 Morgan 4/4 Fuel Costs

The 1993cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 1992 Morgan 4/4?

Total estimated annual running cost is £2,261 (£188/month), broken down as £1,631 fuel, £375 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 98% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Morgan 4/4 Reliability Trend

The Morgan 4/4 has maintained consistent MOT pass rates across model years, varying by only 0 percentage points.

Buying a Used 1992 Morgan 4/4

At 34 years old, the Morgan 4/4 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1996 model has the highest pass rate at 96%. Note: with only 56 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 34 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1992 Morgan 4/4 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Morgan 4/4(1992)	98%	£1,631	£375	Grp 18-32	£2,261
Volkswagen Golf(1991)	80%	£1,631	£375	Grp 18-32	£2,411+£150
BMW 3 Series(1990)	84%	£1,631	£375	Grp 18-32	£2,411+£150
Ford Escort(1990)	85%	£1,398	£375	Grp 12-25	£2,178-£83
Mercedes E(1994)	79%	£1,958	£375	Grp 25-38	£2,888+£627

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1992 Morgan 4/4

Is the 1992 Morgan 4/4 reliable?

Excellent reliability. Very few MOT failures. 98% of MOT tests on 1992 Morgan 4/4s ended in a pass, from 56 tests (DVSA MOT data for tests in 2024, retests included). That's 16 points above the average of 82% across all models in the same data.

How much does a 1992 Morgan 4/4 cost to run?

Our estimate is £2,261 a year (£188 a month): £1,631 fuel, £375 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1992 Morgan 4/4?

98% of 56 MOT tests on the 1992 Morgan 4/4 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 3rd of 172 models first registered in 1992 (top 2%).

Which year Morgan 4/4 has the best MOT pass rate?

Of the years with at least 100 tests, the 1996 Morgan 4/4 has the highest MOT pass rate at 96% and the 2004 the lowest at 85%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1992 Morgan 4/4?

The average mileage recorded at MOT tests on the 1992 Morgan 4/4 is 46,542 miles, which is significantly below the expected 236,800 miles for a 32-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.