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MORGAN 4/4 (1992)

Running costs, reliability data, and common problems from 56 real MOT tests.

Annual Cost

£1,897

£158/month

MOT Pass Rate

98%

Excellent

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1993cc Petrol

Great Choice

98% pass rate, £1897/year to run. 16 points above average.

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Petrol1993cc34 years old56 tests47k miles avg

Annual Running Costs

Fuel (Petrol, 1993cc)

~36 mpg

£1,327
Road Tax

Based on 1993cc

£315
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,897
Per month£158/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

98% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 16 points above the national average of 82%. It also outperforms the MORGAN brand average of 92%.

At 34 years old, 98% of MORGAN 4/4s from 1992 passed their MOT first time in 2026. That's based on 56 tests across the UK. The average mileage at this age is 46,542 miles.

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How Does It Compare?

Rank among 1992 cars3rd of 178(top 2%)
Rank among MORGAN models9th of 104(top 9%)
vs national average+16%(82% avg)
vs 1992 cars average+21%(77% avg)
vs MORGAN average+6%(92% avg)

Mileage Analysis

46,542

Average miles

vs

251,600

Expected for age

The average 1992 MORGAN 4/4 has 46,542 miles on the clock, which is significantly below the expected 251,600 miles for a 34-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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MORGAN 4/4 by Year

YearPass RateTestsAvg Mileage
201893%586,920 mi
201797%727,979 mi
201686%7415,087 mi
201593%569,762 mi
201491%4314,273 mi
201398%4023,620 mi
201292%4919,253 mi
201193%5922,869 mi
201085%6723,495 mi
200997%6427,310 mi
200892%7125,075 mi
200792%4822,160 mi
200690%10125,512 mi
200594%3634,902 mi
200485%10132,631 mi
200392%9527,848 mi
200293%14631,267 mi
200190%12331,005 mi
200092%19029,938 mi
199988%22531,196 mi
199886%19637,758 mi
199790%14726,958 mi
199696%12636,842 mi
199590%8835,940 mi
199490%7039,016 mi
199391%4539,520 mi
199298%5646,542 mi
199188%6045,038 mi
199092%3638,714 mi

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About the 1992 MORGAN 4/4

The 1992 MORGAN 4/4 is a family car with a 1993cc petrol engine. 56 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 2% of all 1992 cars for reliability.

With an average of 46,542 miles at 34 years old, MORGAN 4/4 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1992 MORGAN 4/4 Fuel Costs

The 1993cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1992 MORGAN 4/4?

Total estimated annual running cost is £1,897 158/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 98% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

MORGAN 4/4 Reliability Trend

The MORGAN 4/4 has maintained consistent MOT pass rates across model years, varying by only 0 percentage points.

Buying a Used 1992 MORGAN 4/4

At 34 years old, the MORGAN 4/4 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 56 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1992 MORGAN 4/4's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 34 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1992 MORGAN 4/4 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MORGAN 4/4(1992)98%£1327£315Grp 18-32£1897
VOLKSWAGEN GOLF(1991)80%£1327£135Grp 18-32£1867-£30
BMW 3 SERIES(1990)84%£1327£135Grp 18-32£1867-£30
FORD ESCORT(1990)85%£1137£135Grp 12-25£1677-£220
MERCEDES E(1994)79%£1592£250Grp 25-38£2397+£500

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Morgan Models

Explore other Morgan cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Morgan 4/4.

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