CarCostCheck

MORGAN 4/4 (2006)

Running costs, reliability data, and common problems from 101 real MOT tests.

Annual Cost

£1,897

£158/month

MOT Pass Rate

90%

Excellent

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1798cc Petrol

Great Choice

90% pass rate, £1897/year to run. 8 points above average.

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Petrol1798cc20 years old101 tests26k miles avg

Annual Running Costs

Fuel (Petrol, 1798cc)

~36 mpg

£1,327
Road Tax

Based on 1798cc

£315
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,897
Per month£158/mo
Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

90% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.

At 20 years old, 90% of MORGAN 4/4s from 2006 passed their MOT first time in 2026. That's based on 101 tests across the UK. The average mileage at this age is 25,512 miles.

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How Does It Compare?

Rank among 2006 cars43th of 575(top 7%)
Rank among MORGAN models74th of 104(top 71%)
vs national average+8%(82% avg)
vs 2006 cars average+17%(73% avg)
vs MORGAN average-2%(92% avg)

Mileage Analysis

25,512

Average miles

vs

148,000

Expected for age

The average 2006 MORGAN 4/4 has 25,512 miles on the clock, which is significantly below the expected 148,000 miles for a 20-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 1992 model with a 98% MOT pass rate, while the 2010 model has the lowest at 85%. The 2006 sits between the two at 90%.

MORGAN 4/4 by Year

YearPass RateTestsAvg Mileage
201893%586,920 mi
201797%727,979 mi
201686%7415,087 mi
201593%569,762 mi
201491%4314,273 mi
201398%4023,620 mi
201292%4919,253 mi
201193%5922,869 mi
201085%6723,495 mi
200997%6427,310 mi
200892%7125,075 mi
200792%4822,160 mi
200690%10125,512 mi
200594%3634,902 mi
200485%10132,631 mi
200392%9527,848 mi
200293%14631,267 mi
200190%12331,005 mi
200092%19029,938 mi
199988%22531,196 mi
199886%19637,758 mi
199790%14726,958 mi
199696%12636,842 mi
199590%8835,940 mi
199490%7039,016 mi
199391%4539,520 mi
199298%5646,542 mi
199188%6045,038 mi
199092%3638,714 mi

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About the 2006 MORGAN 4/4

The 2006 MORGAN 4/4 is a family car with a 1798cc petrol engine. 101 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 7% of all 2006 cars for reliability.

With an average of 25,512 miles at 20 years old, MORGAN 4/4 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2006 MORGAN 4/4 Fuel Costs

The 1798cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2006 MORGAN 4/4?

Total estimated annual running cost is £1,897 158/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

MORGAN 4/4 Reliability Trend

The MORGAN 4/4 has maintained consistent MOT pass rates across model years, varying by only 0 percentage points.

Buying a Used 2006 MORGAN 4/4

At 20 years old, the MORGAN 4/4 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1992 model has the highest pass rate at 98%.

Common Issues to Watch For

Based on the 2006 MORGAN 4/4's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 20 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2006 MORGAN 4/4 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MORGAN 4/4(2006)90%£1327£315Grp 18-32£1897
FORD FIESTA(2008)72%£1137£30Grp 8-20£1722-£175
FORD FOCUS(2008)73%£1137£135Grp 12-25£1827-£70
BMW 3 SERIES(2007)80%£1327£135Grp 18-32£1867-£30
MINI MINI(2008)74%£1137£135Grp 12-25£1827-£70

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Morgan Models

Explore other Morgan cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Morgan 4/4.

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