MORGAN 4/4 (1997)
Running costs, reliability data, and common problems from 147 real MOT tests.
Annual Cost
£1,897
£158/month
MOT Pass Rate
90%
Excellent
Road Tax
£315
Based on CC/year
Insurance
Grp 18-32
1796cc Petrol
Great Choice
90% pass rate, £1897/year to run. 8 points above average.
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Annual Running Costs
~36 mpg
Based on 1796cc
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.
At 29 years old, 90% of MORGAN 4/4s from 1997 passed their MOT first time in 2026. That's based on 147 tests across the UK. The average mileage at this age is 26,958 miles.
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How Does It Compare?
Mileage Analysis
26,958
Average miles
214,600
Expected for age
The average 1997 MORGAN 4/4 has 26,958 miles on the clock, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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Best Year to Buy?
The most reliable year is the 1992 model with a 98% MOT pass rate, while the 2010 model has the lowest at 85%. The 1997 sits between the two at 90%.
MORGAN 4/4 by Year
| Year | Pass Rate | Tests | Avg Mileage | |
|---|---|---|---|---|
| 2018 | 93% | 58 | 6,920 mi | |
| 2017 | 97% | 72 | 7,979 mi | |
| 2016 | 86% | 74 | 15,087 mi | |
| 2015 | 93% | 56 | 9,762 mi | |
| 2014 | 91% | 43 | 14,273 mi | |
| 2013 | 98% | 40 | 23,620 mi | |
| 2012 | 92% | 49 | 19,253 mi | |
| 2011 | 93% | 59 | 22,869 mi | |
| 2010 | 85% | 67 | 23,495 mi | |
| 2009 | 97% | 64 | 27,310 mi | |
| 2008 | 92% | 71 | 25,075 mi | |
| 2007 | 92% | 48 | 22,160 mi | |
| 2006 | 90% | 101 | 25,512 mi | |
| 2005 | 94% | 36 | 34,902 mi | |
| 2004 | 85% | 101 | 32,631 mi | |
| 2003 | 92% | 95 | 27,848 mi | |
| 2002 | 93% | 146 | 31,267 mi | |
| 2001 | 90% | 123 | 31,005 mi | |
| 2000 | 92% | 190 | 29,938 mi | |
| 1999 | 88% | 225 | 31,196 mi | |
| 1998 | 86% | 196 | 37,758 mi | |
| 1997 | 90% | 147 | 26,958 mi | |
| 1996 | 96% | 126 | 36,842 mi | |
| 1995 | 90% | 88 | 35,940 mi | |
| 1994 | 90% | 70 | 39,016 mi | |
| 1993 | 91% | 45 | 39,520 mi | |
| 1992 | 98% | 56 | 46,542 mi | |
| 1991 | 88% | 60 | 45,038 mi | |
| 1990 | 92% | 36 | 38,714 mi |
Similar Cars to Consider
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About the 1997 MORGAN 4/4
The 1997 MORGAN 4/4 is a family car with a 1796cc petrol engine. 147 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 11% of all 1997 cars for reliability.
With an average of 26,958 miles at 29 years old, MORGAN 4/4 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
1997 MORGAN 4/4 Fuel Costs
The 1796cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 1997 MORGAN 4/4?
Total estimated annual running cost is £1,897 (£158/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
MORGAN 4/4 Reliability Trend
The MORGAN 4/4 has maintained consistent MOT pass rates across model years, varying by only 0 percentage points.
Buying a Used 1997 MORGAN 4/4
At 29 years old, the MORGAN 4/4 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1992 model has the highest pass rate at 98%.
Common Issues to Watch For
Based on the 1997 MORGAN 4/4's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 29 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1997 MORGAN 4/4 stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| MORGAN 4/4(1997) | 90% | £1327 | £315 | Grp 18-32 | £1897 |
| MAZDA MX-5(1999) | 73% | £1137 | £135 | Grp 12-25 | £1827-£70 |
| VOLKSWAGEN GOLF(1999) | 71% | £1327 | £135 | Grp 18-32 | £2017+£120 |
| NISSAN MICRA(1999) | 70% | £1137 | £30 | Grp 8-20 | £1722-£175 |
| BMW 3 SERIES(1998) | 79% | £1327 | £135 | Grp 18-32 | £2017+£120 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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