OPEL INSIGNIA SC (2009)
Running costs, reliability data, and common problems from 31 real MOT tests.
Annual Cost
£2,157
£180/month
MOT Pass Rate
68%
Below Avg
Road Tax
£265
Based on CC/year
Insurance
Grp 12-25
1598cc Petrol
Proceed With Caution
68% pass rate, £2157/year to run. 14 points below average.
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Annual Running Costs
~42 mpg
Based on 1598cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Below average reliability. Budget extra for maintenance and repairs. That's 14 points below the national average of 82%. It falls below the OPEL brand average of 72%.
At 17 years old, 68% of OPEL INSIGNIA SCs from 2009 passed their MOT first time in 2026. That's based on 31 tests across the UK. The average mileage at this age is 132,590 miles.
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Mileage Analysis
132,590
Average miles
125,800
Expected for age
The average 2009 OPEL INSIGNIA SC has 132,590 miles on the clock, which is in line with the expected 125,800 miles for a 17-year-old car, suggesting normal everyday use.
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About the 2009 OPEL INSIGNIA SC
The 2009 OPEL INSIGNIA SC is a small family car with a 1598cc petrol engine. 31 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 92% of 2009 cars for MOT pass rates.
With an average of 132,590 miles at 17 years old, OPEL INSIGNIA SC owners drive about as much as the UK average.
2009 OPEL INSIGNIA SC Fuel Costs
The 1598cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2009 OPEL INSIGNIA SC?
Total estimated annual running cost is £2,157 (£180/month), broken down as £1137 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 68% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.
Buying a Used 2009 OPEL INSIGNIA SC
At 17 years old, the OPEL INSIGNIA SC is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 31 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2009 OPEL INSIGNIA SC's fuel type, age, and engine size, these are the most likely problem areas to check.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 133k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Engine Mounts
Medium riskWorn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.
Higher Than Average Failure Rate
Watch outWith a 68% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2009 OPEL INSIGNIA SC stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| OPEL INSIGNIA SC(2009) | 68% | £1137 | £265 | Grp 12-25 | £2157 |
| FORD FOCUS(2011) | 75% | £1137 | £135 | Grp 12-25 | £1827-£330 |
| VAUXHALL CORSA(2011) | 75% | £1137 | £30 | Grp 8-20 | £1722-£435 |
| FORD FIESTA(2008) | 72% | £1137 | £30 | Grp 8-20 | £1722-£435 |
| VOLKSWAGEN POLO(2011) | 75% | £955 | £30 | Grp 5-15 | £1540-£617 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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