CarCostCheck

OPEL INSIGNIA SC (2009)

Running costs, reliability data, and common problems from 31 real MOT tests.

Annual Cost

£2,157

£180/month

MOT Pass Rate

68%

Below Avg

Road Tax

£265

Based on CC/year

Insurance

Grp 12-25

1598cc Petrol

Proceed With Caution

68% pass rate, £2157/year to run. 14 points below average.

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Petrol1598cc17 years old31 tests133k miles avg

Annual Running Costs

Fuel (Petrol, 1598cc)

~42 mpg

£1,137
Road Tax

Based on 1598cc

£265
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,157
Per month£180/mo
Per week£41/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

68% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 14 points below the national average of 82%. It falls below the OPEL brand average of 72%.

At 17 years old, 68% of OPEL INSIGNIA SCs from 2009 passed their MOT first time in 2026. That's based on 31 tests across the UK. The average mileage at this age is 132,590 miles.

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How Does It Compare?

Rank among 2009 cars529th of 575(top 92%)
Rank among OPEL models5th of 7(top 71%)
vs national average-14%(82% avg)
vs 2009 cars average-7%(75% avg)
vs OPEL average-4%(72% avg)

Mileage Analysis

132,590

Average miles

vs

125,800

Expected for age

The average 2009 OPEL INSIGNIA SC has 132,590 miles on the clock, which is in line with the expected 125,800 miles for a 17-year-old car, suggesting normal everyday use.

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About the 2009 OPEL INSIGNIA SC

The 2009 OPEL INSIGNIA SC is a small family car with a 1598cc petrol engine. 31 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 92% of 2009 cars for MOT pass rates.

With an average of 132,590 miles at 17 years old, OPEL INSIGNIA SC owners drive about as much as the UK average.

2009 OPEL INSIGNIA SC Fuel Costs

The 1598cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2009 OPEL INSIGNIA SC?

Total estimated annual running cost is £2,157 180/month), broken down as £1137 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 68% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Buying a Used 2009 OPEL INSIGNIA SC

At 17 years old, the OPEL INSIGNIA SC is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 31 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2009 OPEL INSIGNIA SC's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 133k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 68% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2009 OPEL INSIGNIA SC stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
OPEL INSIGNIA SC(2009)68%£1137£265Grp 12-25£2157
FORD FOCUS(2011)75%£1137£135Grp 12-25£1827-£330
VAUXHALL CORSA(2011)75%£1137£30Grp 8-20£1722-£435
FORD FIESTA(2008)72%£1137£30Grp 8-20£1722-£435
VOLKSWAGEN POLO(2011)75%£955£30Grp 5-15£1540-£617

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Opel Models

Explore other Opel cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Opel Insignia sc.

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