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SMART (MCC) CABRIOLET (2005)

Running costs, reliability data, and common problems from 152 real MOT tests.

Annual Cost

£1,530

£128/month

MOT Pass Rate

74%

Average

Road Tax

£20

Based on CC/year

Insurance

Grp 1-8

698cc Petrol

Check Carefully

74% pass rate, £1530/year to run. 8 points below average.

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Petrol698cc21 years old152 tests70k miles avg

Annual Running Costs

Fuel (Petrol, 698cc)

~50 mpg

£955
Road Tax

Based on 698cc

£20
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£1,530
Per month£128/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

74% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 8 points below the national average of 82%. It falls below the SMART (MCC) brand average of 78%.

At 21 years old, 74% of SMART (MCC) CABRIOLETs from 2005 passed their MOT first time in 2026. That's based on 152 tests across the UK. The average mileage at this age is 70,089 miles.

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How Does It Compare?

Rank among 2005 cars274th of 526(top 52%)
Rank among SMART (MCC) models57th of 83(top 69%)
vs national average-8%(82% avg)
vs 2005 cars average+2%(72% avg)
vs SMART (MCC) average-4%(78% avg)

Mileage Analysis

70,089

Average miles

vs

155,400

Expected for age

The average 2005 SMART (MCC) CABRIOLET has 70,089 miles on the clock, which is significantly below the expected 155,400 miles for a 21-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2010 model with a 86% MOT pass rate, while the 2003 model has the lowest at 71%. The 2005 sits between the two at 74%.

SMART (MCC) CABRIOLET by Year

YearPass RateTestsAvg Mileage
201276%7568,707 mi
201185%13757,867 mi
201086%9956,300 mi
200978%13069,224 mi
200876%13972,791 mi
200774%9569,643 mi
200679%11263,346 mi
200574%15270,089 mi
200473%20282,853 mi
200371%31670,829 mi
200274%12275,752 mi
200195%4063,464 mi

Similar Cars to Consider

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About the 2005 SMART (MCC) CABRIOLET

The 2005 SMART (MCC) CABRIOLET is a city car with a 698cc petrol engine. 152 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2005, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 70,089 miles at 21 years old, SMART (MCC) CABRIOLET owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2005 SMART (MCC) CABRIOLET Fuel Costs

The modest 698cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2005 SMART (MCC) CABRIOLET?

Total estimated annual running cost is £1,530 128/month), broken down as £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 74% pass rate. Keeping on top of servicing will help avoid surprises.

SMART (MCC) CABRIOLET Reliability Trend

Newer SMART (MCC) CABRIOLETs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2005 SMART (MCC) CABRIOLET

At 21 years old, the SMART (MCC) CABRIOLET is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2010 model has the highest pass rate at 86%.

Common Issues to Watch For

Based on the 2005 SMART (MCC) CABRIOLET's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 SMART (MCC) CABRIOLET stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
SMART (MCC) CABRIOLET(2005)74%£955£20Grp 1-8£1530
NISSAN MICRA(2005)72%£955£30Grp 1-8£1540+£10
PEUGEOT 107(2007)71%£955£30Grp 1-8£1540+£10
TOYOTA AYGO(2007)70%£955£30Grp 1-8£1540+£10
VAUXHALL CORSA(2004)68%£955£30Grp 1-8£1740+£210

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Smart (mcc) Models

Explore other Smart (mcc) cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Smart (mcc) Cabriolet.

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