How much does a 2004 SMART (MCC) CABRIOLET cost to run?

Estimated annual running cost is £1,530 (£128/month), including £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 2004 SMART (MCC) CABRIOLET?

The 2004 SMART (MCC) CABRIOLET has a 73% MOT pass rate based on 202 tests in 2026. This ranks 257 out of 491 cars from 2004.

Which year SMART (MCC) CABRIOLET is most reliable?

The 2010 SMART (MCC) CABRIOLET has the highest MOT pass rate at 86%. The least reliable year is 2003 at 71%.

SMART (MCC) CABRIOLET (2004)

Q: Is the 2004 SMART (MCC) CABRIOLET reliable?

Average reliability. Expect some repairs as it ages. 73% of SMART (MCC) CABRIOLETs from 2004 passed their MOT first time in 2026, based on 202 tests. That's 9 points below the national average of 82%.

Q: What is the average mileage for a 2004 SMART (MCC) CABRIOLET?

The average mileage for a 2004 SMART (MCC) CABRIOLET is 82,853 miles, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 202 real MOT tests.

Annual Cost

£1,530

£128/month

MOT Pass Rate

73%

Average

Road Tax

£20

Based on CC/year

Insurance

Grp 1-8

698cc Petrol

Check Carefully

73% pass rate, £1530/year to run. 9 points below average.

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Petrol698cc22 years old202 tests83k miles avg

Annual Running Costs

Fuel (Petrol, 698cc)

~50 mpg

£955

Road Tax

Based on 698cc

£20

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£500

Total per year£1,530

Per month£128/mo

Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

73% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 9 points below the national average of 82%. It falls below the SMART (MCC) brand average of 78%.

At 22 years old, 73% of SMART (MCC) CABRIOLETs from 2004 passed their MOT first time in 2026. That's based on 202 tests across the UK. The average mileage at this age is 82,853 miles.

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How Does It Compare?

Rank among 2004 cars257th of 491(top 52%)

Rank among SMART (MCC) models65th of 83(top 78%)

vs national average-9%(82% avg)

vs 2004 cars average+1%(72% avg)

vs SMART (MCC) average-5%(78% avg)

Mileage Analysis

82,853

Average miles

162,800

Expected for age

The average 2004 SMART (MCC) CABRIOLET has 82,853 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2010 model with a 86% MOT pass rate, while the 2003 model has the lowest at 71%. The 2004 sits between the two at 73%.

SMART (MCC) CABRIOLET by Year

Year	Pass Rate	Tests	Avg Mileage
2012	76%	75	68,707 mi
2011	85%	137	57,867 mi
2010	86%	99	56,300 mi
2009	78%	130	69,224 mi
2008	76%	139	72,791 mi
2007	74%	95	69,643 mi
2006	79%	112	63,346 mi
2005	74%	152	70,089 mi
2004	73%	202	82,853 mi
2003	71%	316	70,829 mi
2002	74%	122	75,752 mi
2001	95%	40	63,464 mi

Similar Cars to Consider

NISSAN MICRA

2005 · 998cc Petrol

£1,540/year

72%

-1%

VAUXHALL CORSA

2004 · 998cc Petrol

£1,740/year

68%

-5%

PEUGEOT 107

2006 · 998cc Petrol

£1,540/year

70%

-3%

TOYOTA AYGO

2006 · 998cc Petrol

£1,740/year

69%

-4%

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About the 2004 SMART (MCC) CABRIOLET

The 2004 SMART (MCC) CABRIOLET is a city car with a 698cc petrol engine. 202 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 82,853 miles at 22 years old, SMART (MCC) CABRIOLET owners tend to use this car less than the typical driver.

2004 SMART (MCC) CABRIOLET Fuel Costs

The modest 698cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 SMART (MCC) CABRIOLET?

Total estimated annual running cost is £1,530 (£128/month), broken down as £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 73% pass rate. Keeping on top of servicing will help avoid surprises.

SMART (MCC) CABRIOLET Reliability Trend

Newer SMART (MCC) CABRIOLETs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2004 SMART (MCC) CABRIOLET

At 22 years old, the SMART (MCC) CABRIOLET is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2010 model has the highest pass rate at 86%.

Common Issues to Watch For

Based on the 2004 SMART (MCC) CABRIOLET's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 83k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 SMART (MCC) CABRIOLET stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
SMART (MCC) CABRIOLET(2004)	73%	£955	£20	Grp 1-8	£1530
NISSAN MICRA(2005)	72%	£955	£30	Grp 1-8	£1540+£10
VAUXHALL CORSA(2004)	68%	£955	£30	Grp 1-8	£1740+£210
PEUGEOT 107(2006)	70%	£955	£30	Grp 1-8	£1540+£10
TOYOTA AYGO(2006)	69%	£955	£30	Grp 1-8	£1740+£210

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.