VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO (2021)
Running costs, reliability data, and common problems from 38 real MOT tests.
Annual Cost
£1,927
£161/month
MOT Pass Rate
84%
Good
Road Tax
£195
Flat rate/year
Insurance
Grp 18-32
1998cc Petrol
Solid Option
84% pass rate, £1927/year to run. Close to the national average.
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Annual Running Costs
~36 mpg
Flat rate (post-2017)
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.
At 5 years old, 84% of VAUXHALL INSIGNIA GSI TURBO 4X4 AUTOs from 2021 passed their MOT first time in 2026. That's based on 38 tests across the UK. The average mileage at this age is 45,344 miles.
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How Does It Compare?
Mileage Analysis
45,344
Average miles
37,000
Expected for age
The average 2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO has 45,344 miles on the clock, which is above the expected 37,000 miles for a 5-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.
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About the 2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO
The 2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO is a family car with a 1998cc petrol engine. 38 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 94% of 2021 cars for MOT pass rates.
With an average of 45,344 miles at 5 years old, VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO owners cover more miles than the average driver.
2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO Fuel Costs
The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO?
Total estimated annual running cost is £1,927 (£161/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 84% pass rate. Keeping on top of servicing will help avoid surprises.
Buying a Used 2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO
At 5 years old, the VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 38 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| VAUXHALL INSIGNIA GSI TURBO 4X4 AUTO(2021) | 84% | £1327 | £195 | Grp 18-32 | £1927 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£345 |
| NISSAN QASHQAI(2020) | 93% | £1137 | £190 | Grp 12-25 | £1582-£345 |
| MINI COOPER(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£345 |
| HYUNDAI TUCSON(2019) | 90% | £1137 | £190 | Grp 12-25 | £1582-£345 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Vauxhall Models
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