Vauxhall Insignia Gsi Turbo 4X4 Auto (2021)
Estimated running costs and MOT pass rates from 38 MOT tests in 2024.
Annual Cost
£2,236
£186/month
MOT Pass Rate
84%
Good
Road Tax
£200
Standard rate/year
Est. Insurance
Grp 18-32
1998cc Petrol
Solid Option
84% pass rate, £2,236/year to run. Close to the average across all models.
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Annual Running Costs
~36 mpg
Standard rate (from April 2017)
Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).
Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data.
84% of MOT tests on Vauxhall Insignia Gsi Turbo 4X4 Autos from 2021 ended in a pass in 2024, when they were about 3 years old. That's based on 38 tests across the UK, retests included. The average mileage recorded at those tests was 45,344 miles.
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How Does It Compare?
Mileage Analysis
45,344
Average miles
22,200
Expected for age
The average 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto had 45,344 miles on the clock at its 2024 MOT, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
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About the 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto
The 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto is a family car. Our records list a 1998cc petrol engine, though engines vary between versions. 38 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It sits in the bottom 6% of 2021 models for MOT pass rate.
With an average of 45,344 miles recorded at its 2024 MOT tests, Vauxhall Insignia Gsi Turbo 4X4 Auto owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.
2021 Vauxhall Insignia Gsi Turbo 4X4 Auto Fuel Costs
The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).
What does it cost to own a 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto?
Total estimated annual running cost is £2,236 (£186/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 84% pass rate. Keeping on top of servicing will help avoid surprises.
Buying a Used 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto
At 5 years old, the Vauxhall Insignia Gsi Turbo 4X4 Auto offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 38 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| Vauxhall Insignia Gsi Turbo 4X4 Auto(2021) | 84% | £1,631 | £200 | Grp 18-32 | £2,236 |
| Volkswagen Golf(2019) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£383 |
| Nissan Qashqai(2020) | 93% | £1,398 | £200 | Grp 12-25 | £1,853-£383 |
| MINI Cooper(2019) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£383 |
| Hyundai Tucson(2019) | 90% | £1,398 | £200 | Grp 12-25 | £1,853-£383 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto
Is the 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto reliable?
Good reliability. Occasional issues but generally solid. 84% of MOT tests on 2021 Vauxhall Insignia Gsi Turbo 4X4 Autos ended in a pass, from 38 tests (DVSA MOT data for tests in 2024, retests included). That's 2 points above the average of 82% across all models in the same data.
How much does a 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto cost to run?
Our estimate is £2,236 a year (£186 a month): £1,631 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto?
84% of 38 MOT tests on the 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 3150th of 3,336 models first registered in 2021 (bottom 6%).
What is the average mileage for a 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto?
The average mileage recorded at MOT tests on the 2021 Vauxhall Insignia Gsi Turbo 4X4 Auto is 45,344 miles, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
Related Vauxhall Models
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