VOLVO XC90 MOMENTUM T8 RCHRG AWD A (2021)
Running costs, reliability data, and common problems from 59 real MOT tests.
Annual Cost
£1,777
£148/month
MOT Pass Rate
90%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 18-32
1969cc Hybrid
Great Choice
90% pass rate, £1777/year to run. 8 points above average.
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Annual Running Costs
~36 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.
At 5 years old, 90% of VOLVO XC90 MOMENTUM T8 RCHRG AWD As from 2021 passed their MOT first time in 2026. That's based on 59 tests across the UK. The average mileage at this age is 135,318 miles.
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How Does It Compare?
Mileage Analysis
135,318
Average miles
37,000
Expected for age
The average 2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A has 135,318 miles on the clock, which is well above the expected 37,000 miles for a 5-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.
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About the 2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A
The 2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A is a premium with a 1969cc hybrid engine. 59 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 78% of 2021 cars for MOT pass rates.
With an average of 135,318 miles at 5 years old, VOLVO XC90 MOMENTUM T8 RCHRG AWD A owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.
2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A Fuel Costs
The 1969cc hybrid engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current hybrid prices of 142p per litre (based on 7,400 miles per year). As a hybrid, real-world fuel costs will vary significantly depending on how much electric-only driving you do.
What does it cost to own a 2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A?
Total estimated annual running cost is £1,777 (£148/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A
At 5 years old, the VOLVO XC90 MOMENTUM T8 RCHRG AWD A offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 59 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A's fuel type, age, and engine size, these are the most likely problem areas to check.
Hybrid Battery Health
Medium riskAfter 5 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.
Inverter and Power Electronics
Low riskThe inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.
Regenerative Braking
Medium riskBrake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.
Clutch Wear
Watch outWith an average of 135k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Engine Mounts
Medium riskWorn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 VOLVO XC90 MOMENTUM T8 RCHRG AWD A stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| VOLVO XC90 MOMENTUM T8 RCHRG AWD A(2021) | 90% | £1327 | £195 | Grp 18-32 | £1777 |
| TOYOTA YARIS(2019) | 93% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| MINI COOPER S(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| LAND ROVER RANGE ROVER SPORT(2019) | 94% | £1327 | £190 | Grp 18-32 | £1772-£5 |
| TOYOTA C-HR(2019) | 92% | £1327 | £190 | Grp 18-32 | £1772-£5 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Volvo Models
Explore other Volvo cars or similar models in the same category.
VOLVO XC40
2020 · 2000cc Petrol
VOLVO V40
2014 · 1984cc Diesel
VOLVO XC60
2016 · 1969cc Petrol
TOYOTA YARIS
2019 · 1497cc Hybrid
MINI COOPER S
2019 · 1499cc Hybrid
LAND ROVER RANGE ROVER SPORT
2019 · 1997cc Hybrid
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