CarCostCheck

CITROEN C4 CACTUS (2020)

Running costs, reliability data, and common problems from 3,063 real MOT tests.

Annual Cost

£1,355

£113/month

MOT Pass Rate

92%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 12-25

1500cc Diesel

Great Choice

92% pass rate, £1355/year to run. 10 points above average.

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Diesel1500cc6 years old3,063 tests27k miles avg

Annual Running Costs

Fuel (Diesel, 1500cc)

~55 mpg

£905
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,355
Per month£113/mo
Per week£26/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the CITROEN brand average of 79%.

At 6 years old, 92% of CITROEN C4 CACTUSs from 2020 passed their MOT first time in 2026. That's based on 3,063 tests across the UK. The average mileage at this age is 27,249 miles.

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How Does It Compare?

Rank among 2020 cars1256th of 2,596(top 48%)
Rank among CITROEN models72th of 599(top 12%)
vs national average+10%(82% avg)
vs 2020 cars average+0%(92% avg)
vs CITROEN average+13%(79% avg)

Mileage Analysis

27,249

Average miles

vs

44,400

Expected for age

The average 2020 CITROEN C4 CACTUS has 27,249 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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CITROEN C4 CACTUS by Year

YearPass RateTestsAvg Mileage
202192%51027,802 mi
202092%3,06327,249 mi
201986%6,66436,388 mi
201884%8,80444,613 mi
201782%9,71152,747 mi
201677%6,23861,611 mi
201574%71869,283 mi
201475%7670,048 mi

Similar Cars to Consider

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About the 2020 CITROEN C4 CACTUS

The 2020 CITROEN C4 CACTUS is a small family car with a 1500cc diesel engine. 3,063 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 27,249 miles at 6 years old, CITROEN C4 CACTUS owners tend to use this car less than the typical driver.

2020 CITROEN C4 CACTUS Fuel Costs

The 1500cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 CITROEN C4 CACTUS?

Total estimated annual running cost is £1,355 113/month), broken down as £905 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

CITROEN C4 CACTUS Reliability Trend

Newer CITROEN C4 CACTUSs show better MOT pass rates than older ones, with an average improvement of 12 percentage points.

Buying a Used 2020 CITROEN C4 CACTUS

At 6 years old, the CITROEN C4 CACTUS offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2020 CITROEN C4 CACTUS's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 CITROEN C4 CACTUS stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
CITROEN C4 CACTUS(2020)92%£905£195Grp 12-25£1355
VOLKSWAGEN GOLF(2018)92%£1037£190Grp 18-32£1482+£127
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£145
MERCEDES A(2019)91%£905£190Grp 12-25£1350-£5
MERCEDES A-CLASS(2018)89%£905£190Grp 12-25£1500+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Citroen Models

Explore other Citroen cars or similar models in the same category.

Related Guides

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