How much does a 1998 CITROEN XM cost to run?

Estimated annual running cost is £2,395 (£200/month), including £1245 fuel, £395 road tax, £55 MOT, and £700 predicted repairs.

What is the MOT pass rate for a 1998 CITROEN XM?

The 1998 CITROEN XM has a 60% MOT pass rate based on 42 tests in 2026. This ranks 334 out of 340 cars from 1998.

Which year CITROEN XM is most reliable?

The 1995 CITROEN XM has the highest MOT pass rate at 71%. The least reliable year is 1996 at 69%.

CITROEN XM (1998)

Q: What is the average mileage for a 1998 CITROEN XM?

The average mileage for a 1998 CITROEN XM is 133,377 miles, which is below the expected 207,200 miles for a 28-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 42 real MOT tests.

Annual Cost

£2,395

£200/month

MOT Pass Rate

60%

Below Avg

Road Tax

£395

Based on CC/year

Insurance

Grp 25-38

2088cc Diesel

Proceed With Caution

60% pass rate, £2395/year to run. 22 points below average.

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Diesel2088cc28 years old42 tests133k miles avg

Annual Running Costs

Fuel (Diesel, 2088cc)

~40 mpg

£1,245

Road Tax

Based on 2088cc

£395

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,395

Per month£200/mo

Per week£46/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

60% MOT pass rate(Below Avg)

0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 22 points below the national average of 82%. It falls below the CITROEN brand average of 79%.

At 28 years old, 60% of CITROEN XMs from 1998 passed their MOT first time in 2026. That's based on 42 tests across the UK. The average mileage at this age is 133,377 miles.

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How Does It Compare?

Rank among 1998 cars334th of 340(top 98%)

Rank among CITROEN models594th of 599(top 99%)

vs national average-22%(82% avg)

vs 1998 cars average-15%(75% avg)

vs CITROEN average-19%(79% avg)

Mileage Analysis

133,377

Average miles

207,200

Expected for age

The average 1998 CITROEN XM has 133,377 miles on the clock, which is below the expected 207,200 miles for a 28-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 1995 model with a 71% MOT pass rate, while the 1996 model has the lowest at 69%. The 1998 sits between the two at 60%.

CITROEN XM by Year

Year	Pass Rate	Tests	Avg Mileage
2000	78%	32	116,985 mi
1999	68%	34	113,056 mi
1998	60%	42	133,377 mi
1997	62%	42	123,643 mi
1996	69%	52	138,465 mi
1995	71%	55	138,368 mi
1994	79%	47	111,903 mi
1992	75%	36	121,047 mi
1990	87%	31	111,619 mi

Similar Cars to Consider

VOLKSWAGEN TRANSPORTER

1999 · 2461cc Diesel

£2,050/year

70%

+10%

LAND ROVER DEFENDER

1997 · 2500cc Diesel

£2,050/year

76%

+16%

LAND ROVER DISCOVERY

1999 · 2487cc Diesel

£2,050/year

75%

+15%

BMW 3 SERIES

2000 · 1951cc Diesel

£1,727/year

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About the 1998 CITROEN XM

The 1998 CITROEN XM is a family car with a 2088cc diesel engine. 42 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 98% of 1998 cars for MOT pass rates.

With an average of 133,377 miles at 28 years old, CITROEN XM owners tend to use this car less than the typical driver.

1998 CITROEN XM Fuel Costs

The 2088cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 1998 CITROEN XM?

Total estimated annual running cost is £2,395 (£200/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 60% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Buying a Used 1998 CITROEN XM

At 28 years old, the CITROEN XM is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1995 model has the highest pass rate at 71%. Note: with only 42 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1998 CITROEN XM's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 133k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 60% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1998 CITROEN XM stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
CITROEN XM(1998)	60%	£1245	£395	Grp 25-38	£2395
VOLKSWAGEN TRANSPORTER(1999)	70%	£1245	£250	Grp 25-38	£2050-£345
LAND ROVER DEFENDER(1997)	76%	£1245	£250	Grp 25-38	£2050-£345
LAND ROVER DISCOVERY(1999)	75%	£1245	£250	Grp 25-38	£2050-£345
BMW 3 SERIES(2000)	77%	£1037	£135	Grp 18-32	£1727-£668

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.