CarCostCheck

Citroen ZX (1995)

Estimated running costs and MOT pass rates from 185 MOT tests in 2024.

Annual Cost

£2,327

£194/month

MOT Pass Rate

79%

Average

Road Tax

£375

Estimated/year

Est. Insurance

Grp 18-32

1905cc Diesel

Check Carefully

79% pass rate, £2,327/year to run. Close to the average across all models.

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Diesel1905cc31 years old185 tests91k miles avg

Annual Running Costs

Fuel (Diesel, 1905cc)

~48 mpg

£1,397
Road Tax

Pre-2001 engine size rate

£375
MOT Test
£55
Predicted Repairs
£500
Total per year£2,327
Per month£194/mo
Per week£45/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

79% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the average of 82% across all models in our data.

79% of MOT tests on Citroen ZXs from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 185 tests across the UK, retests included. The average mileage recorded at those tests was 91,322 miles.

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How Does It Compare?

Rank among 1995 models81st of 221(top half)
Rank among Citroen models295th of 589(top half)
vs average of all models-3%(82% avg)
vs 1995 models average+3%(76% avg)
vs Citroen average+0%(79% avg)

Mileage Analysis

91,322

Average miles

vs

214,600

Expected for age

The average 1995 Citroen ZX had 91,322 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Citroen ZX by Year

YearPass RateTestsAvg Mileage
199879%7891,660 mi
199768%282111,201 mi
199678%214120,336 mi
199579%18591,322 mi
199459%111100,546 mi
199376%161102,502 mi
199273%8393,123 mi

Similar Cars to Consider

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About the 1995 Citroen ZX

The 1995 Citroen ZX is a family car. Our records list a 1905cc diesel engine, though engines vary between versions. 185 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 91,322 miles recorded at its 2024 MOT tests, Citroen ZX owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Citroen ZX Fuel Costs

The 1905cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 1995 Citroen ZX?

Total estimated annual running cost is £2,327 (£194/month), broken down as £1,397 fuel, £375 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 79% pass rate. Keeping on top of servicing will help avoid surprises.

Citroen ZX Reliability Trend

Newer Citroen ZXs pass their MOT more often than older ones, by 8 percentage points on average, which is mostly down to age and wear.

Buying a Used 1995 Citroen ZX

At 31 years old, the Citroen ZX is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 91k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Citroen ZX stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Citroen ZX(1995)79%£1,397£375Grp 18-32£2,327
Mercedes C(1997)81%£1,676£375Grp 25-38£2,456+£129
Ford Fiesta(1997)66%£1,397£375Grp 18-32£2,527+£200
Peugeot 306(1996)74%£1,397£375Grp 18-32£2,327same
Ford Mondeo(1996)73%£1,397£375Grp 18-32£2,327same

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Citroen ZX

Is the 1995 Citroen ZX reliable?

Average reliability. Expect some repairs as it ages. 79% of MOT tests on 1995 Citroen ZXs ended in a pass, from 185 tests (DVSA MOT data for tests in 2024, retests included). That's 3 points below the average of 82% across all models in the same data.

How much does a 1995 Citroen ZX cost to run?

Our estimate is £2,327 a year (£194 a month): £1,397 fuel, £375 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Citroen ZX?

79% of 185 MOT tests on the 1995 Citroen ZX ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 81st of 221 models first registered in 1995 (top half).

Which year Citroen ZX has the best MOT pass rate?

Of the years with at least 100 tests, the 1995 Citroen ZX has the highest MOT pass rate at 79% and the 1994 the lowest at 59%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Citroen ZX?

The average mileage recorded at MOT tests on the 1995 Citroen ZX is 91,322 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Related Guides

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