CarCostCheck

FIAT TIPO LIFE (2021)

Running costs, reliability data, and common problems from 531 real MOT tests.

Annual Cost

£1,555

£130/month

MOT Pass Rate

86%

Good

Road Tax

£195

Flat rate/year

Insurance

Grp 1-8

999cc Petrol

Solid Option

86% pass rate, £1555/year to run. Close to the national average.

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Petrol999cc5 years old531 tests30k miles avg

Annual Running Costs

Fuel (Petrol, 999cc)

~50 mpg

£955
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs
£350
Total per year£1,555
Per month£130/mo
Per week£30/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

86% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.

At 5 years old, 86% of FIAT TIPO LIFEs from 2021 passed their MOT first time in 2026. That's based on 531 tests across the UK. The average mileage at this age is 29,705 miles.

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How Does It Compare?

Rank among 2021 cars3036th of 3,373(top 90%)
Rank among FIAT models377th of 818(top 46%)
vs national average+4%(82% avg)
vs 2021 cars average-6%(92% avg)
vs FIAT average+3%(83% avg)

Mileage Analysis

29,705

Average miles

vs

37,000

Expected for age

The average 2021 FIAT TIPO LIFE has 29,705 miles on the clock, which is in line with the expected 37,000 miles for a 5-year-old car, suggesting normal everyday use.

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Similar Cars to Consider

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About the 2021 FIAT TIPO LIFE

The 2021 FIAT TIPO LIFE is a city car with a 999cc petrol engine. 531 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It sits in the bottom 90% of 2021 cars for MOT pass rates.

With an average of 29,705 miles at 5 years old, FIAT TIPO LIFE owners drive about as much as the UK average.

2021 FIAT TIPO LIFE Fuel Costs

The modest 999cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2021 FIAT TIPO LIFE?

Total estimated annual running cost is £1,555 130/month), broken down as £955 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 86% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2021 FIAT TIPO LIFE

At 5 years old, the FIAT TIPO LIFE offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2021 FIAT TIPO LIFE's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 FIAT TIPO LIFE stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT TIPO LIFE(2021)86%£955£195Grp 1-8£1555
FORD FIESTA(2019)91%£955£190Grp 1-8£1400-£155
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582+£27
VAUXHALL CORSA(2019)88%£1137£190Grp 8-20£1732+£177
MINI COOPER(2019)92%£1137£190Grp 12-25£1582+£27

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Tipo life.

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