How much does a 1998 FORD GALAXY cost to run?

Estimated annual running cost is £2,577 (£215/month), including £1592 fuel, £430 road tax, £55 MOT, and £500 predicted repairs.

What is the MOT pass rate for a 1998 FORD GALAXY?

The 1998 FORD GALAXY has a 72% MOT pass rate based on 201 tests in 2026. This ranks 217 out of 340 cars from 1998.

Which year FORD GALAXY is most reliable?

The 2020 FORD GALAXY has the highest MOT pass rate at 88%. The least reliable year is 1999 at 64%.

FORD GALAXY (1998)

Q: Is the 1998 FORD GALAXY reliable?

Average reliability. Expect some repairs as it ages. 72% of FORD GALAXYs from 1998 passed their MOT first time in 2026, based on 201 tests. That's 10 points below the national average of 82%.

Q: What is the average mileage for a 1998 FORD GALAXY?

The average mileage for a 1998 FORD GALAXY is 145,838 miles, which is below the expected 207,200 miles for a 28-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 201 real MOT tests.

Annual Cost

£2,577

£215/month

MOT Pass Rate

72%

Average

Road Tax

£430

Based on CC/year

Insurance

Grp 30-42

2792cc Petrol

Check Carefully

72% pass rate, £2577/year to run. 10 points below average.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific FORD GALAXY

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Petrol2792cc28 years old201 tests146k miles avg

Annual Running Costs

Fuel (Petrol, 2792cc)

~30 mpg

£1,592

Road Tax

Based on 2792cc

£430

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£500

Total per year£2,577

Per month£215/mo

Per week£50/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

🛡️

Get an insurance quote for this FORD GALAXY

Compare quotes and find the best deal

Reliability Verdict

72% MOT pass rate(Average)

0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%. It falls below the FORD brand average of 85%.

At 28 years old, 72% of FORD GALAXYs from 1998 passed their MOT first time in 2026. That's based on 201 tests across the UK. The average mileage at this age is 145,838 miles.

Got a FORD GALAXY you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 1998 cars217th of 340(top 64%)

Rank among FORD models1004th of 1,167(top 86%)

vs national average-10%(82% avg)

vs 1998 cars average-3%(75% avg)

vs FORD average-13%(85% avg)

Mileage Analysis

145,838

Average miles

207,200

Expected for age

The average 1998 FORD GALAXY has 145,838 miles on the clock, which is below the expected 207,200 miles for a 28-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Looking at a specific FORD GALAXY?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Best Year to Buy?

The most reliable year is the 2020 model with a 88% MOT pass rate, while the 1999 model has the lowest at 64%. The 1998 sits between the two at 72%.

FORD GALAXY by Year

Year	Pass Rate	Tests	Avg Mileage
2022	97%	39	33,627 mi
2021	84%	2,862	37,362 mi
2020	88%	3,372	38,272 mi
2019	87%	4,575	59,091 mi
2018	87%	6,260	85,958 mi
2017	87%	8,623	87,594 mi
2016	87%	7,907	101,278 mi
2015	78%	4,825	116,199 mi
2014	75%	8,480	116,745 mi
2013	75%	7,456	123,704 mi
2012	74%	8,679	124,488 mi
2011	73%	8,397	130,512 mi
2010	73%	8,239	134,101 mi
2009	73%	7,511	139,669 mi
2008	71%	6,940	144,781 mi
2007	70%	6,821	149,176 mi
2006	68%	3,533	147,772 mi
2005	65%	2,979	139,801 mi
2004	64%	1,728	140,322 mi
2003	65%	1,350	141,515 mi
2002	69%	657	136,801 mi
2001	66%	424	134,965 mi
2000	67%	110	147,374 mi
1999	64%	174	119,479 mi
1998	72%	201	145,838 mi
1997	67%	130	135,717 mi
1996	68%	85	131,370 mi

Similar Cars to Consider

VOLVO 900 SERIES

1996 · 2316cc Petrol

£2,397/year

73%

+1%

BMW 728

2000 · 2793cc Petrol

£2,247/year

83%

+11%

BMW 523

1997 · 2494cc Petrol

£2,397/year

78%

+6%

VOLVO V90

1998 · 2922cc Petrol

£2,247/year

82%

+10%

Check a Specific Ford Galaxy

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 1998 FORD GALAXY

The 1998 FORD GALAXY is a large car with a 2792cc petrol engine. 201 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 1998, the average MOT pass rate is 75%, and this model falls short of that benchmark.

With an average of 145,838 miles at 28 years old, FORD GALAXY owners tend to use this car less than the typical driver.

1998 FORD GALAXY Fuel Costs

The 2792cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1998 FORD GALAXY?

Total estimated annual running cost is £2,577 (£215/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.

FORD GALAXY Reliability Trend

Newer FORD GALAXYs show better MOT pass rates than older ones, with an average improvement of 13 percentage points.

Buying a Used 1998 FORD GALAXY

At 28 years old, the FORD GALAXY is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 88%.

Common Issues to Watch For

Based on the 1998 FORD GALAXY's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 146k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1998 FORD GALAXY stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
FORD GALAXY(1998)	72%	£1592	£430	Grp 30-42	£2577
VOLVO 900 SERIES(1996)	73%	£1592	£250	Grp 25-38	£2397-£180
BMW 728(2000)	83%	£1592	£250	Grp 30-42	£2247-£330
BMW 523(1997)	78%	£1592	£250	Grp 25-38	£2397-£180
VOLVO V90(1998)	82%	£1592	£250	Grp 30-42	£2247-£330

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.