CarCostCheck

Ford Galaxy (2021)

Estimated running costs and MOT pass rates from 2,862 MOT tests in 2024.

Annual Cost

£2,002

£167/month

MOT Pass Rate

84%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1995cc Diesel

Solid Option

84% pass rate, £2,002/year to run. Close to the average across all models.

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Diesel1995cc5 years old2,862 tests37k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,397
Road Tax

Standard rate (from April 2017)

£200
MOT Test
£55
Predicted Repairs
£350
Total per year£2,002
Per month£167/mo
Per week£39/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

84% MOT pass rate(Good)
0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data.

84% of MOT tests on Ford Galaxys from 2021 ended in a pass in 2024, when they were about 3 years old. That's based on 2,862 tests across the UK, retests included. The average mileage recorded at those tests was 37,362 miles.

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How Does It Compare?

Rank among 2021 models3115th of 3,336(bottom 7%)
Rank among Ford models693rd of 1,136(bottom half)
vs average of all models+2%(82% avg)
vs 2021 models average-8%(92% avg)
vs Ford average-1%(85% avg)

Mileage Analysis

37,362

Average miles

vs

22,200

Expected for age

The average 2021 Ford Galaxy had 37,362 miles on the clock at its 2024 MOT, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 88%, while the 1999 model has the lowest at 64%. The 2021 scores 84%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Ford Galaxy by Year

YearPass RateTestsAvg Mileage
202297%3933,627 mi
202184%2,86237,362 mi
202088%3,37238,272 mi
201987%4,57559,091 mi
201887%6,26085,958 mi
201787%8,62387,594 mi
201687%7,907101,278 mi
201578%4,825116,199 mi
201475%8,480116,745 mi
201375%7,456123,704 mi
201274%8,679124,488 mi
201173%8,397130,512 mi
201073%8,239134,101 mi
200973%7,511139,669 mi
200871%6,940144,781 mi
200770%6,821149,176 mi
200668%3,533147,772 mi
200565%2,979139,801 mi
200464%1,728140,322 mi
200365%1,350141,515 mi
200269%657136,801 mi
200166%424134,965 mi
200067%110147,374 mi
199964%174119,479 mi
199872%201145,838 mi
199767%130135,717 mi
199668%85131,370 mi

Similar Cars to Consider

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About the 2021 Ford Galaxy

The 2021 Ford Galaxy is a family car. Our records list a 1995cc diesel engine, though engines vary between versions. 2,862 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. It sits in the bottom 7% of 2021 models for MOT pass rate.

With an average of 37,362 miles recorded at its 2024 MOT tests, Ford Galaxy owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2021 Ford Galaxy Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2021 Ford Galaxy?

Total estimated annual running cost is £2,002 (£167/month), broken down as £1,397 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 84% pass rate. Keeping on top of servicing will help avoid surprises.

Ford Galaxy Reliability Trend

Newer Ford Galaxys pass their MOT more often than older ones, by 13 percentage points on average, which is mostly down to age and wear.

Buying a Used 2021 Ford Galaxy

At 5 years old, the Ford Galaxy offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2020 model has the highest pass rate at 88%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Low risk

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 Ford Galaxy stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Ford Galaxy(2021)84%£1,397£200Grp 18-32£2,002
Ford Focus(2019)89%£1,219£200Grp 12-25£1,824-£178
Ford Kuga(2019)91%£1,397£200Grp 18-32£1,852-£150
Volkswagen Polo(2019)89%£1,219£200Grp 12-25£1,824-£178
Kia Sportage(2019)89%£1,219£200Grp 12-25£1,824-£178

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2021 Ford Galaxy

Is the 2021 Ford Galaxy reliable?

Good reliability. Occasional issues but generally solid. 84% of MOT tests on 2021 Ford Galaxys ended in a pass, from 2,862 tests (DVSA MOT data for tests in 2024, retests included). That's 2 points above the average of 82% across all models in the same data.

How much does a 2021 Ford Galaxy cost to run?

Our estimate is £2,002 a year (£167 a month): £1,397 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2021 Ford Galaxy?

84% of 2,862 MOT tests on the 2021 Ford Galaxy ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 3115th of 3,336 models first registered in 2021 (bottom 7%).

Which year Ford Galaxy has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Ford Galaxy has the highest MOT pass rate at 88% and the 1999 the lowest at 64%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2021 Ford Galaxy?

The average mileage recorded at MOT tests on the 2021 Ford Galaxy is 37,362 miles, which is well above the expected 22,200 miles for a 3-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Explore other Ford cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Ford Galaxy.

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