Ford Galaxy (2020)

Estimated running costs and MOT pass rates from 3,372 MOT tests in 2024.

Annual Cost

£2,002

£167/month

MOT Pass Rate

88%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1995cc Diesel

Solid Option

88% pass rate, £2,002/year to run. 6 points above average.

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Diesel1995cc6 years old3,372 tests38k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,397

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

£350

Total per year£2,002

Per month£167/mo

Per week£39/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

88% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 6 points above the average of 82% across all models in our data.

88% of MOT tests on Ford Galaxys from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 3,372 tests across the UK, retests included. The average mileage recorded at those tests was 38,272 miles.

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How Does It Compare?

Rank among 2020 models2052nd of 2,554(bottom 20%)

Rank among Ford models519th of 1,136(top half)

vs average of all models+6%(82% avg)

vs 2020 models average-4%(92% avg)

vs Ford average+3%(85% avg)

Mileage Analysis

38,272

Average miles

29,600

Expected for age

The average 2020 Ford Galaxy had 38,272 miles on the clock at its 2024 MOT, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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Ford Galaxy by Year

Year	Pass Rate	Tests	Avg Mileage
2022	97%	39	33,627 mi
2021	84%	2,862	37,362 mi
2020	88%	3,372	38,272 mi
2019	87%	4,575	59,091 mi
2018	87%	6,260	85,958 mi
2017	87%	8,623	87,594 mi
2016	87%	7,907	101,278 mi
2015	78%	4,825	116,199 mi
2014	75%	8,480	116,745 mi
2013	75%	7,456	123,704 mi
2012	74%	8,679	124,488 mi
2011	73%	8,397	130,512 mi
2010	73%	8,239	134,101 mi
2009	73%	7,511	139,669 mi
2008	71%	6,940	144,781 mi
2007	70%	6,821	149,176 mi
2006	68%	3,533	147,772 mi
2005	65%	2,979	139,801 mi
2004	64%	1,728	140,322 mi
2003	65%	1,350	141,515 mi
2002	69%	657	136,801 mi
2001	66%	424	134,965 mi
2000	67%	110	147,374 mi
1999	64%	174	119,479 mi
1998	72%	201	145,838 mi
1997	67%	130	135,717 mi
1996	68%	85	131,370 mi

Similar Cars to Consider

Volkswagen Golf

2018 · 1968cc Diesel

£1,852/year

92%

+4%

Ford Focus

2019 · 1499cc Diesel

£1,824/year

89%

+1%

Volkswagen Polo

2018 · 1598cc Diesel

£1,824/year

84%

-4%

Ford Kuga

2019 · 1997cc Diesel

£1,852/year

91%

+3%

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About the 2020 Ford Galaxy

The 2020 Ford Galaxy is a family car. Our records list a 1995cc diesel engine, though engines vary between versions. 3,372 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. It sits in the bottom 20% of 2020 models for MOT pass rate.

With an average of 38,272 miles recorded at its 2024 MOT tests, Ford Galaxy owners cover more miles than the average driver.

2020 Ford Galaxy Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 Ford Galaxy?

Total estimated annual running cost is £2,002 (£167/month), broken down as £1,397 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.

Ford Galaxy Reliability Trend

Newer Ford Galaxys pass their MOT more often than older ones, by 13 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Ford Galaxy

At 6 years old, the Ford Galaxy offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Ford Galaxy stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Ford Galaxy(2020)	88%	£1,397	£200	Grp 18-32	£2,002
Volkswagen Golf(2018)	92%	£1,397	£200	Grp 18-32	£1,852-£150
Ford Focus(2019)	89%	£1,219	£200	Grp 12-25	£1,824-£178
Volkswagen Polo(2018)	84%	£1,219	£200	Grp 12-25	£1,824-£178
Ford Kuga(2019)	91%	£1,397	£200	Grp 18-32	£1,852-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Ford Galaxy

Is the 2020 Ford Galaxy reliable?

Good reliability. Occasional issues but generally solid. 88% of MOT tests on 2020 Ford Galaxys ended in a pass, from 3,372 tests (DVSA MOT data for tests in 2024, retests included). That's 6 points above the average of 82% across all models in the same data.

How much does a 2020 Ford Galaxy cost to run?

Our estimate is £2,002 a year (£167 a month): £1,397 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Ford Galaxy?

88% of 3,372 MOT tests on the 2020 Ford Galaxy ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 2052nd of 2,554 models first registered in 2020 (bottom 20%).

Which year Ford Galaxy has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Ford Galaxy has the highest MOT pass rate at 88% and the 1999 the lowest at 64%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Ford Galaxy?

The average mileage recorded at MOT tests on the 2020 Ford Galaxy is 38,272 miles, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.