CarCostCheck

FORD GALAXY (2020)

Running costs, reliability data, and common problems from 3,372 real MOT tests.

Annual Cost

£1,637

£136/month

MOT Pass Rate

88%

Good

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Diesel

Solid Option

88% pass rate, £1637/year to run. 6 points above average.

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Diesel1995cc6 years old3,372 tests38k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs
£350
Total per year£1,637
Per month£136/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

88% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 6 points above the national average of 82%.

At 6 years old, 88% of FORD GALAXYs from 2020 passed their MOT first time in 2026. That's based on 3,372 tests across the UK. The average mileage at this age is 38,272 miles.

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How Does It Compare?

Rank among 2020 cars2089th of 2,596(top 80%)
Rank among FORD models522th of 1,167(top 45%)
vs national average+6%(82% avg)
vs 2020 cars average-4%(92% avg)
vs FORD average+3%(85% avg)

Mileage Analysis

38,272

Average miles

vs

44,400

Expected for age

The average 2020 FORD GALAXY has 38,272 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.

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FORD GALAXY by Year

YearPass RateTestsAvg Mileage
202297%3933,627 mi
202184%2,86237,362 mi
202088%3,37238,272 mi
201987%4,57559,091 mi
201887%6,26085,958 mi
201787%8,62387,594 mi
201687%7,907101,278 mi
201578%4,825116,199 mi
201475%8,480116,745 mi
201375%7,456123,704 mi
201274%8,679124,488 mi
201173%8,397130,512 mi
201073%8,239134,101 mi
200973%7,511139,669 mi
200871%6,940144,781 mi
200770%6,821149,176 mi
200668%3,533147,772 mi
200565%2,979139,801 mi
200464%1,728140,322 mi
200365%1,350141,515 mi
200269%657136,801 mi
200166%424134,965 mi
200067%110147,374 mi
199964%174119,479 mi
199872%201145,838 mi
199767%130135,717 mi
199668%85131,370 mi

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About the 2020 FORD GALAXY

The 2020 FORD GALAXY is a family car with a 1995cc diesel engine. 3,372 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 80% of 2020 cars for MOT pass rates.

With an average of 38,272 miles at 6 years old, FORD GALAXY owners drive about as much as the UK average.

2020 FORD GALAXY Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 FORD GALAXY?

Total estimated annual running cost is £1,637 136/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.

FORD GALAXY Reliability Trend

Newer FORD GALAXYs show better MOT pass rates than older ones, with an average improvement of 13 percentage points.

Buying a Used 2020 FORD GALAXY

At 6 years old, the FORD GALAXY offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2020 FORD GALAXY's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 FORD GALAXY stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD GALAXY(2020)88%£1037£195Grp 18-32£1637
VOLKSWAGEN GOLF(2018)92%£1037£190Grp 18-32£1482-£155
FORD FOCUS(2019)89%£905£190Grp 12-25£1500-£137
VOLKSWAGEN POLO(2018)84%£905£190Grp 12-25£1500-£137
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£155

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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