CarCostCheck

FORD GALAXY (2004)

Running costs, reliability data, and common problems from 1,728 real MOT tests.

Annual Cost

£2,777

£231/month

MOT Pass Rate

64%

Below Avg

Road Tax

£430

Based on CC/year

Insurance

Grp 25-38

2295cc Petrol

Proceed With Caution

64% pass rate, £2777/year to run. 18 points below average.

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Petrol2295cc22 years old1,728 tests140k miles avg

Annual Running Costs

Fuel (Petrol, 2295cc)

~30 mpg

£1,592
Road Tax

Based on 2295cc

£430
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,777
Per month£231/mo
Per week£53/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

64% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 18 points below the national average of 82%. It falls below the FORD brand average of 85%.

At 22 years old, 64% of FORD GALAXYs from 2004 passed their MOT first time in 2026. That's based on 1,728 tests across the UK. The average mileage at this age is 140,322 miles.

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How Does It Compare?

Rank among 2004 cars457th of 491(top 93%)
Rank among FORD models1140th of 1,167(top 98%)
vs national average-18%(82% avg)
vs 2004 cars average-8%(72% avg)
vs FORD average-21%(85% avg)

Mileage Analysis

140,322

Average miles

vs

162,800

Expected for age

The average 2004 FORD GALAXY has 140,322 miles on the clock, which is in line with the expected 162,800 miles for a 22-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2020 model with a 88% MOT pass rate, while the 1999 model has the lowest at 64%. The 2004 sits between the two at 64%.

FORD GALAXY by Year

YearPass RateTestsAvg Mileage
202297%3933,627 mi
202184%2,86237,362 mi
202088%3,37238,272 mi
201987%4,57559,091 mi
201887%6,26085,958 mi
201787%8,62387,594 mi
201687%7,907101,278 mi
201578%4,825116,199 mi
201475%8,480116,745 mi
201375%7,456123,704 mi
201274%8,679124,488 mi
201173%8,397130,512 mi
201073%8,239134,101 mi
200973%7,511139,669 mi
200871%6,940144,781 mi
200770%6,821149,176 mi
200668%3,533147,772 mi
200565%2,979139,801 mi
200464%1,728140,322 mi
200365%1,350141,515 mi
200269%657136,801 mi
200166%424134,965 mi
200067%110147,374 mi
199964%174119,479 mi
199872%201145,838 mi
199767%130135,717 mi
199668%85131,370 mi

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About the 2004 FORD GALAXY

The 2004 FORD GALAXY is a large car with a 2295cc petrol engine. 1,728 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It sits in the bottom 93% of 2004 cars for MOT pass rates.

With an average of 140,322 miles at 22 years old, FORD GALAXY owners drive about as much as the UK average.

2004 FORD GALAXY Fuel Costs

The 2295cc petrol engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 FORD GALAXY?

Total estimated annual running cost is £2,777 231/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 64% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

FORD GALAXY Reliability Trend

Newer FORD GALAXYs show better MOT pass rates than older ones, with an average improvement of 13 percentage points.

Buying a Used 2004 FORD GALAXY

At 22 years old, the FORD GALAXY is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 88%.

Common Issues to Watch For

Based on the 2004 FORD GALAXY's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 140k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 64% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 FORD GALAXY stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD GALAXY(2004)64%£1592£430Grp 25-38£2777
BMW 3 SERIES(2006)80%£1327£135Grp 18-32£1867-£910
RENAULT CLIO(2006)68%£1327£135Grp 18-32£2217-£560
MERCEDES C(2006)74%£1327£135Grp 18-32£2017-£760
HONDA CR-V(2006)72%£1327£135Grp 18-32£2017-£760

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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Related Guides

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