FORD GRANADA (1995)
Running costs, reliability data, and common problems from 32 real MOT tests.
Annual Cost
£2,197
£183/month
MOT Pass Rate
75%
Average
Road Tax
£315
Based on CC/year
Insurance
Grp 18-32
1998cc Petrol
Check Carefully
75% pass rate, £2197/year to run. 7 points below average.
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Annual Running Costs
~36 mpg
Based on 1998cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 7 points below the national average of 82%. It falls below the FORD brand average of 85%.
At 31 years old, 75% of FORD GRANADAs from 1995 passed their MOT first time in 2026. That's based on 32 tests across the UK. The average mileage at this age is 114,825 miles.
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How Does It Compare?
Mileage Analysis
114,825
Average miles
229,400
Expected for age
The average 1995 FORD GRANADA has 114,825 miles on the clock, which is below the expected 229,400 miles for a 31-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 1991 model with a 85% MOT pass rate, while the 1993 model has the lowest at 78%. The 1995 sits between the two at 75%.
FORD GRANADA by Year
Similar Cars to Consider
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About the 1995 FORD GRANADA
The 1995 FORD GRANADA is a family car with a 1998cc petrol engine. 32 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 1995, the average MOT pass rate is 76%, and this model falls short of that benchmark.
With an average of 114,825 miles at 31 years old, FORD GRANADA owners tend to use this car less than the typical driver.
1995 FORD GRANADA Fuel Costs
The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 1995 FORD GRANADA?
Total estimated annual running cost is £2,197 (£183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 75% pass rate. Keeping on top of servicing will help avoid surprises.
FORD GRANADA Reliability Trend
The FORD GRANADA has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.
Buying a Used 1995 FORD GRANADA
At 31 years old, the FORD GRANADA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1991 model has the highest pass rate at 85%. Note: with only 32 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 1995 FORD GRANADA's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 115k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1995 FORD GRANADA stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FORD GRANADA(1995) | 75% | £1327 | £315 | Grp 18-32 | £2197 |
| VOLKSWAGEN TRANSPORTER(1996) | 67% | £1592 | £250 | Grp 25-38 | £2597+£400 |
| MAZDA MX-5(1997) | 76% | £1327 | £135 | Grp 18-32 | £2017-£180 |
| BMW Z3(1997) | 75% | £1327 | £135 | Grp 18-32 | £2017-£180 |
| BMW 3 SERIES(1997) | 79% | £1592 | £250 | Grp 25-38 | £2397+£200 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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