FORD KUGA ST-LINE (2021)
Running costs, reliability data, and common problems from 61 real MOT tests.
Annual Cost
£1,587
£132/month
MOT Pass Rate
97%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 12-25
1496cc Petrol
Great Choice
97% pass rate, £1587/year to run. 15 points above average.
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Annual Running Costs
~42 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 15 points above the national average of 82%. It also outperforms the FORD brand average of 85%.
At 5 years old, 97% of FORD KUGA ST-LINEs from 2021 passed their MOT first time in 2026. That's based on 61 tests across the UK. The average mileage at this age is 23,248 miles.
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How Does It Compare?
Mileage Analysis
23,248
Average miles
37,000
Expected for age
The average 2021 FORD KUGA ST-LINE has 23,248 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2022 model with a 100% MOT pass rate, while the 2020 model has the lowest at 94%. The 2021 sits between the two at 97%.
FORD KUGA ST-LINE by Year
Similar Cars to Consider
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About the 2021 FORD KUGA ST-LINE
The 2021 FORD KUGA ST-LINE is a small family car with a 1496cc petrol engine. 61 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 12% of all 2021 cars for reliability.
With an average of 23,248 miles at 5 years old, FORD KUGA ST-LINE owners tend to use this car less than the typical driver.
2021 FORD KUGA ST-LINE Fuel Costs
The 1496cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2021 FORD KUGA ST-LINE?
Total estimated annual running cost is £1,587 (£132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 97% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
FORD KUGA ST-LINE Reliability Trend
Newer FORD KUGA ST-LINEs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.
Buying a Used 2021 FORD KUGA ST-LINE
At 5 years old, the FORD KUGA ST-LINE offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2022 model has the highest pass rate at 100%. Note: with only 61 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2021 FORD KUGA ST-LINE's fuel type, age, and engine size, these are the most likely problem areas to check.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 FORD KUGA ST-LINE stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FORD KUGA ST-LINE(2021) | 97% | £1137 | £195 | Grp 12-25 | £1587 |
| FORD FIESTA(2019) | 91% | £955 | £190 | Grp 1-8 | £1400-£187 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£5 |
| VAUXHALL CORSA(2019) | 88% | £1137 | £190 | Grp 8-20 | £1732+£145 |
| NISSAN QASHQAI(2020) | 93% | £1137 | £190 | Grp 12-25 | £1582-£5 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Ford Models
Explore other Ford cars or similar models in the same category.
FORD FIESTA
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FORD FOCUS
2013 · 1596cc Petrol
FORD TRANSIT
2017 · 1995cc Diesel
FORD FIESTA
2019 · 998cc Petrol
VOLKSWAGEN GOLF
2019 · 1498cc Petrol
VAUXHALL CORSA
2019 · 1398cc Petrol
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