CarCostCheck

FORD KUGA ST-LINE EDITION (2021)

Running costs, reliability data, and common problems from 2,171 real MOT tests.

Annual Cost

£1,587

£132/month

MOT Pass Rate

95%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 12-25

1496cc Petrol

Great Choice

95% pass rate, £1587/year to run. 13 points above average.

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Petrol1496cc5 years old2,171 tests23k miles avg

Annual Running Costs

Fuel (Petrol, 1496cc)

~42 mpg

£1,137
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,587
Per month£132/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

95% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the FORD brand average of 85%.

At 5 years old, 95% of FORD KUGA ST-LINE EDITIONs from 2021 passed their MOT first time in 2026. That's based on 2,171 tests across the UK. The average mileage at this age is 23,197 miles.

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How Does It Compare?

Rank among 2021 cars765th of 3,373(top 23%)
Rank among FORD models143th of 1,167(top 12%)
vs national average+13%(82% avg)
vs 2021 cars average+3%(92% avg)
vs FORD average+10%(85% avg)

Mileage Analysis

23,197

Average miles

vs

37,000

Expected for age

The average 2021 FORD KUGA ST-LINE EDITION has 23,197 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2022 model with a 97% MOT pass rate, while the 2020 model has the lowest at 92%. The 2021 sits between the two at 95%.

FORD KUGA ST-LINE EDITION by Year

YearPass RateTestsAvg Mileage
202297%24720,139 mi
202195%2,17123,197 mi
202092%12529,327 mi

Similar Cars to Consider

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About the 2021 FORD KUGA ST-LINE EDITION

The 2021 FORD KUGA ST-LINE EDITION is a small family car with a 1496cc petrol engine. 2,171 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It ranks in the top 23% of all 2021 cars for reliability.

With an average of 23,197 miles at 5 years old, FORD KUGA ST-LINE EDITION owners tend to use this car less than the typical driver.

2021 FORD KUGA ST-LINE EDITION Fuel Costs

The 1496cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2021 FORD KUGA ST-LINE EDITION?

Total estimated annual running cost is £1,587 132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

FORD KUGA ST-LINE EDITION Reliability Trend

Newer FORD KUGA ST-LINE EDITIONs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2021 FORD KUGA ST-LINE EDITION

At 5 years old, the FORD KUGA ST-LINE EDITION offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2022 model has the highest pass rate at 97%.

Common Issues to Watch For

Based on the 2021 FORD KUGA ST-LINE EDITION's fuel type, age, and engine size, these are the most likely problem areas to check.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 FORD KUGA ST-LINE EDITION stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD KUGA ST-LINE EDITION(2021)95%£1137£195Grp 12-25£1587
FORD FIESTA(2019)91%£955£190Grp 1-8£1400-£187
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582-£5
VAUXHALL CORSA(2019)88%£1137£190Grp 8-20£1732+£145
NISSAN QASHQAI(2020)93%£1137£190Grp 12-25£1582-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Ford Models

Explore other Ford cars or similar models in the same category.

Related Guides

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