FORD PUMA ST-LINE X AUTO (2020)
Running costs, reliability data, and common problems from 1,046 real MOT tests.
Annual Cost
£1,405
£117/month
MOT Pass Rate
95%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 1-8
999cc Petrol
Great Choice
95% pass rate, £1405/year to run. 13 points above average.
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Annual Running Costs
~50 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the FORD brand average of 85%.
At 6 years old, 95% of FORD PUMA ST-LINE X AUTOs from 2020 passed their MOT first time in 2026. That's based on 1,046 tests across the UK. The average mileage at this age is 25,212 miles.
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How Does It Compare?
Mileage Analysis
25,212
Average miles
44,400
Expected for age
The average 2020 FORD PUMA ST-LINE X AUTO has 25,212 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2021 model with a 96% MOT pass rate, while the 2020 model has the lowest at 95%. Consider a different year if reliability is a priority.
FORD PUMA ST-LINE X AUTO by Year
Similar Cars to Consider
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About the 2020 FORD PUMA ST-LINE X AUTO
The 2020 FORD PUMA ST-LINE X AUTO is a city car with a 999cc petrol engine. 1,046 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. It ranks in the top 18% of all 2020 cars for reliability.
With an average of 25,212 miles at 6 years old, FORD PUMA ST-LINE X AUTO owners tend to use this car less than the typical driver.
2020 FORD PUMA ST-LINE X AUTO Fuel Costs
The modest 999cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2020 FORD PUMA ST-LINE X AUTO?
Total estimated annual running cost is £1,405 (£117/month), broken down as £955 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 2020 FORD PUMA ST-LINE X AUTO
At 6 years old, the FORD PUMA ST-LINE X AUTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.
Common Issues to Watch For
Based on the 2020 FORD PUMA ST-LINE X AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.
Coil Pack Failure
Medium riskSmaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2020 FORD PUMA ST-LINE X AUTO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FORD PUMA ST-LINE X AUTO(2020) | 95% | £955 | £195 | Grp 1-8 | £1405 |
| FORD FIESTA(2018) | 90% | £955 | £190 | Grp 1-8 | £1400-£5 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582+£177 |
| VAUXHALL CORSA(2018) | 85% | £1137 | £190 | Grp 8-20 | £1732+£327 |
| NISSAN QASHQAI(2018) | 87% | £955 | £190 | Grp 5-15 | £1550+£145 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Ford Models
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