CarCostCheck

Hyundai Matrix (2004)

Estimated running costs and MOT pass rates from 991 MOT tests in 2024.

Annual Cost

£2,511

£209/month

MOT Pass Rate

75%

Average

Road Tax

£325

Estimated/year

Est. Insurance

Grp 18-32

1795cc Petrol

Check Carefully

75% pass rate, £2,511/year to run. 7 points below average.

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Petrol1795cc22 years old991 tests84k miles avg

Annual Running Costs

Fuel (Petrol, 1795cc)

~36 mpg

£1,631
Road Tax

Estimated CO2 band

£325
MOT Test
£55
Predicted Repairs
£500
Total per year£2,511
Per month£209/mo
Per week£48/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

75% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 7 points below the average of 82% across all models in our data. It falls below the Hyundai brand average of 83%.

75% of MOT tests on Hyundai Matrixs from 2004 ended in a pass in 2024, when they were about 20 years old. That's based on 991 tests across the UK, retests included. The average mileage recorded at those tests was 84,127 miles.

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How Does It Compare?

Rank among 2004 models194th of 470(top half)
Rank among Hyundai models290th of 414(bottom half)
vs average of all models-7%(82% avg)
vs 2004 models average+3%(72% avg)
vs Hyundai average-8%(83% avg)

Mileage Analysis

84,127

Average miles

vs

148,000

Expected for age

The average 2004 Hyundai Matrix had 84,127 miles on the clock at its 2024 MOT, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Hyundai Matrix by Year

YearPass RateTestsAvg Mileage
201070%29081,091 mi
200972%59380,570 mi
200868%86079,049 mi
200766%1,12383,907 mi
200669%1,40782,630 mi
200565%1,25383,632 mi
200475%99184,127 mi
200367%33281,262 mi
200264%16477,002 mi

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About the 2004 Hyundai Matrix

The 2004 Hyundai Matrix is a family car. Our records list a 1795cc petrol engine, though engines vary between versions. 991 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 84,127 miles recorded at its 2024 MOT tests, Hyundai Matrix owners tend to use this car less than the typical driver.

2004 Hyundai Matrix Fuel Costs

The 1795cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2004 Hyundai Matrix?

Total estimated annual running cost is £2,511 (£209/month), broken down as £1,631 fuel, £325 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 75% pass rate. Keeping on top of servicing will help avoid surprises.

Hyundai Matrix Reliability Trend

The Hyundai Matrix has maintained consistent MOT pass rates across model years, varying by only 1 percentage point.

Buying a Used 2004 Hyundai Matrix

At 22 years old, the Hyundai Matrix is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 84k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 Hyundai Matrix stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Hyundai Matrix(2004)75%£1,631£325Grp 18-32£2,511
Ford Focus(2006)73%£1,398£275Grp 12-25£2,228-£283
MINI(2005)71%£1,398£275Grp 12-25£2,228-£283
BMW 3 Series(2006)80%£1,631£325Grp 18-32£2,361-£150
Honda Jazz(2006)71%£1,398£200Grp 8-20£2,153-£358

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2004 Hyundai Matrix

Is the 2004 Hyundai Matrix reliable?

Average reliability. Expect some repairs as it ages. 75% of MOT tests on 2004 Hyundai Matrixs ended in a pass, from 991 tests (DVSA MOT data for tests in 2024, retests included). That's 7 points below the average of 82% across all models in the same data.

How much does a 2004 Hyundai Matrix cost to run?

Our estimate is £2,511 a year (£209 a month): £1,631 fuel, £325 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2004 Hyundai Matrix?

75% of 991 MOT tests on the 2004 Hyundai Matrix ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 194th of 470 models first registered in 2004 (top half).

Which year Hyundai Matrix has the best MOT pass rate?

Of the years with at least 100 tests, the 2004 Hyundai Matrix has the highest MOT pass rate at 75% and the 2002 the lowest at 64%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2004 Hyundai Matrix?

The average mileage recorded at MOT tests on the 2004 Hyundai Matrix is 84,127 miles, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Related Hyundai Models

Explore other Hyundai cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Hyundai Matrix.

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