Jaguar XE (2021)

Estimated running costs and MOT pass rates from 634 MOT tests in 2024.

Annual Cost

£1,852

£154/month

MOT Pass Rate

94%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1999cc Diesel

Great Choice

94% pass rate, £1,852/year to run. 12 points above average.

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Diesel1999cc5 years old634 tests22k miles avg

Annual Running Costs

Fuel (Diesel, 1999cc)

~48 mpg

£1,397

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,852

Per month£154/mo

Per week£36/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

94% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the average of 82% across all models in our data. It also outperforms the Jaguar brand average of 88%.

94% of MOT tests on Jaguar XEs from 2021 ended in a pass in 2024, when they were about 3 years old. That's based on 634 tests across the UK, retests included. The average mileage recorded at those tests was 21,729 miles.

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How Does It Compare?

Rank among 2021 models1193rd of 3,336(top half)

Rank among Jaguar models77th of 292(top half)

vs average of all models+12%(82% avg)

vs 2021 models average+2%(92% avg)

vs Jaguar average+6%(88% avg)

Mileage Analysis

21,729

Average miles

22,200

Expected for age

The average 2021 Jaguar XE had 21,729 miles on the clock at its 2024 MOT, which is in line with the expected 22,200 miles for a 3-year-old car, suggesting normal everyday use.

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Jaguar XE by Year

Year	Pass Rate	Tests	Avg Mileage
2021	94%	634	21,729 mi
2020	91%	3,365	31,411 mi
2019	90%	9,982	40,704 mi
2018	89%	11,192	50,799 mi
2017	89%	21,665	60,505 mi
2016	87%	25,214	70,539 mi
2015	87%	18,144	73,692 mi

Similar Cars to Consider

Ford Focus

2019 · 1499cc Diesel

£1,824/year

89%

-5%

Ford Kuga

2019 · 1997cc Diesel

£1,852/year

91%

-3%

Volkswagen Polo

2019 · 1598cc Diesel

£1,824/year

89%

-5%

Kia Sportage

2019 · 1598cc Diesel

£1,824/year

89%

-5%

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About the 2021 Jaguar XE

The 2021 Jaguar XE is a premium car. Our records list a 1999cc diesel engine, though engines vary between versions. 634 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2021, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 21,729 miles recorded at its 2024 MOT tests, Jaguar XE owners drive about as much as the UK average.

2021 Jaguar XE Fuel Costs

The 1999cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2021 Jaguar XE?

Total estimated annual running cost is £1,852 (£154/month), broken down as £1,397 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Jaguar XE Reliability Trend

Newer Jaguar XEs pass their MOT more often than older ones, by 3 percentage points on average, which is mostly down to age and wear.

Buying a Used 2021 Jaguar XE

At 5 years old, the Jaguar XE offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Low risk

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 Jaguar XE stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Jaguar XE(2021)	94%	£1,397	£200	Grp 18-32	£1,852
Ford Focus(2019)	89%	£1,219	£200	Grp 12-25	£1,824-£28
Ford Kuga(2019)	91%	£1,397	£200	Grp 18-32	£1,852same
Volkswagen Polo(2019)	89%	£1,219	£200	Grp 12-25	£1,824-£28
Kia Sportage(2019)	89%	£1,219	£200	Grp 12-25	£1,824-£28

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2021 Jaguar XE

Is the 2021 Jaguar XE reliable?

Excellent reliability. Very few MOT failures. 94% of MOT tests on 2021 Jaguar XEs ended in a pass, from 634 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points above the average of 82% across all models in the same data.

How much does a 2021 Jaguar XE cost to run?

Our estimate is £1,852 a year (£154 a month): £1,397 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2021 Jaguar XE?

94% of 634 MOT tests on the 2021 Jaguar XE ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1193rd of 3,336 models first registered in 2021 (top half).

Which year Jaguar XE has the best MOT pass rate?

Of the years with at least 100 tests, the 2021 Jaguar XE has the highest MOT pass rate at 94% and the 2015 the lowest at 87%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2021 Jaguar XE?

The average mileage recorded at MOT tests on the 2021 Jaguar XE is 21,729 miles, which is in line with the expected 22,200 miles for a 3-year-old car, suggesting normal everyday use.