CarCostCheck

JAGUAR XF R-DYNAMIC SE D MHEV AUTO (2021)

Running costs, reliability data, and common problems from 316 real MOT tests.

Annual Cost

£1,487

£124/month

MOT Pass Rate

90%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1998cc Diesel

Great Choice

90% pass rate, £1487/year to run. 8 points above average.

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Diesel1998cc5 years old316 tests29k miles avg

Annual Running Costs

Fuel (Diesel, 1998cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,487
Per month£124/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

90% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%.

At 5 years old, 90% of JAGUAR XF R-DYNAMIC SE D MHEV AUTOs from 2021 passed their MOT first time in 2026. That's based on 316 tests across the UK. The average mileage at this age is 28,619 miles.

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How Does It Compare?

Rank among 2021 cars2545th of 3,373(top 75%)
Rank among JAGUAR models141th of 299(top 47%)
vs national average+8%(82% avg)
vs 2021 cars average-2%(92% avg)
vs JAGUAR average+2%(88% avg)

Mileage Analysis

28,619

Average miles

vs

37,000

Expected for age

The average 2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO has 28,619 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2020 model with a 95% MOT pass rate, while the 2021 model has the lowest at 90%. Consider a different year if reliability is a priority.

JAGUAR XF R-DYNAMIC SE D MHEV AUTO by Year

YearPass RateTestsAvg Mileage
202190%31628,619 mi
202095%7529,040 mi

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About the 2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO

The 2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO is a premium with a 1998cc diesel engine. 316 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2021, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 28,619 miles at 5 years old, JAGUAR XF R-DYNAMIC SE D MHEV AUTO owners tend to use this car less than the typical driver.

2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO Fuel Costs

The 1998cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO?

Total estimated annual running cost is £1,487 124/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO

At 5 years old, the JAGUAR XF R-DYNAMIC SE D MHEV AUTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Low risk

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 JAGUAR XF R-DYNAMIC SE D MHEV AUTO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
JAGUAR XF R-DYNAMIC SE D MHEV AUTO(2021)90%£1037£195Grp 18-32£1487
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£13
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£5
VOLKSWAGEN POLO(2019)89%£905£190Grp 12-25£1500+£13
FORD TRANSIT CUSTOM(2019)87%£1037£190Grp 18-32£1632+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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