How much does a 2005 JAGUAR XJ cost to run?

Estimated annual running cost is £2,757 (£230/month), including £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 2005 JAGUAR XJ?

The 2005 JAGUAR XJ has a 80% MOT pass rate based on 2,105 tests in 2026. This ranks 140 out of 526 cars from 2005.

Which year JAGUAR XJ is most reliable?

The 2019 JAGUAR XJ has the highest MOT pass rate at 94%. The least reliable year is 2002 at 77%.

JAGUAR XJ (2005)

Q: Is the 2005 JAGUAR XJ reliable?

Good reliability. Occasional issues but generally solid. 80% of JAGUAR XJs from 2005 passed their MOT first time in 2026, based on 2,105 tests. That's 2 points below the national average of 82%.

Q: What is the average mileage for a 2005 JAGUAR XJ?

The average mileage for a 2005 JAGUAR XJ is 106,159 miles, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 2,105 real MOT tests.

Annual Cost

£2,757

£230/month

MOT Pass Rate

80%

Good

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

3555cc Petrol

Solid Option

80% pass rate, £2757/year to run. Close to the national average.

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Petrol3555cc21 years old2,105 tests106k miles avg

Annual Running Costs

Fuel (Petrol, 3555cc)

~30 mpg

£1,592

Road Tax

Based on 3555cc

£760

MOT Test

£55

Predicted Repairs

£350

Total per year£2,757

Per month£230/mo

Per week£53/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

80% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 21 years old, 80% of JAGUAR XJs from 2005 passed their MOT first time in 2026. That's based on 2,105 tests across the UK. The average mileage at this age is 106,159 miles.

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How Does It Compare?

Rank among 2005 cars140th of 526(top 27%)

Rank among JAGUAR models244th of 299(top 82%)

vs national average-2%(82% avg)

vs 2005 cars average+8%(72% avg)

vs JAGUAR average-8%(88% avg)

Mileage Analysis

106,159

Average miles

155,400

Expected for age

The average 2005 JAGUAR XJ has 106,159 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2019 model with a 94% MOT pass rate, while the 2002 model has the lowest at 77%. The 2005 sits between the two at 80%.

JAGUAR XJ by Year

Year	Pass Rate	Tests	Avg Mileage
2020	92%	411	32,227 mi
2019	94%	1,023	35,571 mi
2018	93%	1,682	44,709 mi
2017	93%	2,143	54,518 mi
2016	91%	2,811	64,986 mi
2015	91%	2,316	67,462 mi
2014	89%	2,511	81,854 mi
2013	87%	2,758	93,880 mi
2012	89%	2,482	93,337 mi
2011	84%	4,043	100,648 mi
2010	84%	3,442	107,407 mi
2009	85%	1,332	97,971 mi
2008	82%	2,030	101,627 mi
2007	82%	2,721	103,444 mi
2006	82%	2,874	103,550 mi
2005	80%	2,105	106,159 mi
2004	78%	3,267	108,216 mi
2003	81%	3,134	110,063 mi
2002	77%	955	92,681 mi
2001	79%	972	91,862 mi
2000	78%	888	90,401 mi
1999	77%	1,298	91,922 mi
1998	77%	2,154	92,573 mi
1997	80%	2,029	105,434 mi
1996	82%	1,861	104,724 mi
1995	79%	1,401	101,040 mi
1994	86%	635	87,486 mi
1993	82%	401	88,629 mi
1992	82%	328	89,641 mi
1991	82%	243	95,193 mi
1990	86%	282	83,101 mi

Similar Cars to Consider

LAND ROVER FREELANDER

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£2,397/year

75%

-5%

MERCEDES E

2004 · 3199cc Petrol

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78%

-2%

PORSCHE BOXSTER

2005 · 3197cc Petrol

£2,247/year

86%

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£2,097/year

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About the 2005 JAGUAR XJ

The 2005 JAGUAR XJ is a premium performance with a 3555cc petrol engine. 2,105 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2005, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 106,159 miles at 21 years old, JAGUAR XJ owners tend to use this car less than the typical driver.

2005 JAGUAR XJ Fuel Costs

The 3555cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2005 JAGUAR XJ?

Total estimated annual running cost is £2,757 (£230/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.

JAGUAR XJ Reliability Trend

Newer JAGUAR XJs show better MOT pass rates than older ones, with an average improvement of 7 percentage points.

Buying a Used 2005 JAGUAR XJ

At 21 years old, the JAGUAR XJ is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2019 model has the highest pass rate at 94%.

Common Issues to Watch For

Based on the 2005 JAGUAR XJ's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 21 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 106k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 JAGUAR XJ stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
JAGUAR XJ(2005)	80%	£1592	£760	Grp 35-50	£2757
LAND ROVER FREELANDER(2007)	75%	£1592	£250	Grp 35-50	£2397-£360
MERCEDES E(2004)	78%	£1592	£250	Grp 35-50	£2397-£360
PORSCHE BOXSTER(2005)	86%	£1592	£250	Grp 35-50	£2247-£510
PORSCHE 911(2006)	90%	£1592	£250	Grp 35-50	£2097-£660

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.