Jaguar XK (2005)

Estimated running costs and MOT pass rates from 135 MOT tests in 2024.

Annual Cost

£3,153

£263/month

MOT Pass Rate

83%

Good

Road Tax

£790

Estimated/year

Est. Insurance

Grp 35-50

4196cc Petrol

Solid Option

83% pass rate, £3,153/year to run. Close to the average across all models.

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Petrol4196cc21 years old135 tests80k miles avg

Annual Running Costs

Fuel (Petrol, 4196cc)

~30 mpg

£1,958

Road Tax

Estimated CO2 band

£790

MOT Test

£55

Predicted Repairs

£350

Total per year£3,153

Per month£263/mo

Per week£61/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

83% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data. It falls below the Jaguar brand average of 88%.

83% of MOT tests on Jaguar XKs from 2005 ended in a pass in 2024, when they were about 19 years old. That's based on 135 tests across the UK, retests included. The average mileage recorded at those tests was 80,166 miles.

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How Does It Compare?

Rank among 2005 models97th of 504(top 20%)

Rank among Jaguar models205th of 292(bottom half)

vs average of all models+1%(82% avg)

vs 2005 models average+11%(72% avg)

vs Jaguar average-5%(88% avg)

Mileage Analysis

80,166

Average miles

140,600

Expected for age

The average 2005 Jaguar XK had 80,166 miles on the clock at its 2024 MOT, which is below the expected 140,600 miles for a 19-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2015 model has the highest MOT pass rate at 96%, while the 2007 model has the lowest at 82%. The 2005 scores 83%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Jaguar XK by Year

Year	Pass Rate	Tests	Avg Mileage
2015	96%	332	35,450 mi
2014	93%	2,618	40,641 mi
2013	91%	1,899	46,183 mi
2012	91%	1,242	53,264 mi
2011	88%	1,178	60,097 mi
2010	86%	1,568	66,138 mi
2009	87%	1,441	70,534 mi
2008	83%	1,496	74,582 mi
2007	82%	2,344	78,224 mi
2006	85%	4,240	83,892 mi
2005	83%	135	80,166 mi
2002	87%	30	63,198 mi

Similar Cars to Consider

Land Rover Range Rover

2006 · 4197cc Petrol

£3,153/year

80%

-3%

Land Rover Range Rover Sport

2005 · 4394cc Petrol

£3,153/year

82%

-1%

Porsche 911

2006 · 3824cc Petrol

£3,003/year

90%

+7%

Volvo XC90

2006 · 4414cc Petrol

£3,303/year

73%

-10%

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About the 2005 Jaguar XK

The 2005 Jaguar XK is a premium performance car. Our records list a 4196cc petrol engine, though engines vary between versions. 135 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 20% of all 2005 models for MOT pass rate.

With an average of 80,166 miles recorded at its 2024 MOT tests, Jaguar XK owners tend to use this car less than the typical driver.

2005 Jaguar XK Fuel Costs

The 4196cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2005 Jaguar XK?

Total estimated annual running cost is £3,153 (£263/month), broken down as £1,958 fuel, £790 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 83% pass rate. Keeping on top of servicing will help avoid surprises.

Jaguar XK Reliability Trend

Newer Jaguar XKs pass their MOT more often than older ones, by 7 percentage points on average, which is mostly down to age and wear.

Buying a Used 2005 Jaguar XK

At 21 years old, the Jaguar XK is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2015 model has the highest pass rate at 96%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 21 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 80k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 Jaguar XK stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Jaguar XK(2005)	83%	£1,958	£790	Grp 35-50	£3,153
Land Rover Range Rover(2006)	80%	£1,958	£790	Grp 35-50	£3,153same
Land Rover Range Rover Sport(2005)	82%	£1,958	£790	Grp 35-50	£3,153same
Porsche 911(2006)	90%	£1,958	£790	Grp 35-50	£3,003-£150
Volvo XC90(2006)	73%	£1,958	£790	Grp 35-50	£3,303+£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2005 Jaguar XK

Is the 2005 Jaguar XK reliable?

Good reliability. Occasional issues but generally solid. 83% of MOT tests on 2005 Jaguar XKs ended in a pass, from 135 tests (DVSA MOT data for tests in 2024, retests included). That's 1 point above the average of 82% across all models in the same data.

How much does a 2005 Jaguar XK cost to run?

Our estimate is £3,153 a year (£263 a month): £1,958 fuel, £790 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2005 Jaguar XK?

83% of 135 MOT tests on the 2005 Jaguar XK ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 97th of 504 models first registered in 2005 (top 20%).

Which year Jaguar XK has the best MOT pass rate?

Of the years with at least 100 tests, the 2015 Jaguar XK has the highest MOT pass rate at 96% and the 2007 the lowest at 82%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2005 Jaguar XK?

The average mileage recorded at MOT tests on the 2005 Jaguar XK is 80,166 miles, which is below the expected 140,600 miles for a 19-year-old car. This suggests lighter use than average, which generally means less wear on major components.