How much does a 2005 JAGUAR XK cost to run?

Estimated annual running cost is £2,757 (£230/month), including £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 2005 JAGUAR XK?

The 2005 JAGUAR XK has a 83% MOT pass rate based on 135 tests in 2026. This ranks 103 out of 526 cars from 2005.

Which year JAGUAR XK is most reliable?

The 2015 JAGUAR XK has the highest MOT pass rate at 96%. The least reliable year is 2007 at 82%.

JAGUAR XK (2005)

Q: Is the 2005 JAGUAR XK reliable?

Good reliability. Occasional issues but generally solid. 83% of JAGUAR XKs from 2005 passed their MOT first time in 2026, based on 135 tests. That's 1 points above the national average of 82%.

Q: What is the average mileage for a 2005 JAGUAR XK?

The average mileage for a 2005 JAGUAR XK is 80,166 miles, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 135 real MOT tests.

Annual Cost

£2,757

£230/month

MOT Pass Rate

83%

Good

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

4196cc Petrol

Solid Option

83% pass rate, £2757/year to run. Close to the national average.

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Petrol4196cc21 years old135 tests80k miles avg

Annual Running Costs

Fuel (Petrol, 4196cc)

~30 mpg

£1,592

Road Tax

Based on 4196cc

£760

MOT Test

£55

Predicted Repairs

£350

Total per year£2,757

Per month£230/mo

Per week£53/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

83% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 21 years old, 83% of JAGUAR XKs from 2005 passed their MOT first time in 2026. That's based on 135 tests across the UK. The average mileage at this age is 80,166 miles.

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How Does It Compare?

Rank among 2005 cars103th of 526(top 20%)

Rank among JAGUAR models210th of 299(top 70%)

vs national average+1%(82% avg)

vs 2005 cars average+11%(72% avg)

vs JAGUAR average-5%(88% avg)

Mileage Analysis

80,166

Average miles

155,400

Expected for age

The average 2005 JAGUAR XK has 80,166 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2015 model with a 96% MOT pass rate, while the 2007 model has the lowest at 82%. The 2005 sits between the two at 83%.

JAGUAR XK by Year

Year	Pass Rate	Tests	Avg Mileage
2015	96%	332	35,450 mi
2014	93%	2,618	40,641 mi
2013	91%	1,899	46,183 mi
2012	91%	1,242	53,264 mi
2011	88%	1,178	60,097 mi
2010	86%	1,568	66,138 mi
2009	87%	1,441	70,534 mi
2008	83%	1,496	74,582 mi
2007	82%	2,344	78,224 mi
2006	85%	4,240	83,892 mi
2005	83%	135	80,166 mi
2002	87%	30	63,198 mi

Similar Cars to Consider

LAND ROVER RANGE ROVER

2006 · 4197cc Petrol

£2,247/year

80%

-3%

LAND ROVER RANGE ROVER SPORT

2005 · 4394cc Petrol

£2,247/year

82%

-1%

PORSCHE 911

2006 · 3824cc Petrol

£2,097/year

90%

+7%

VOLVO XC90

2006 · 4414cc Petrol

£2,397/year

73%

-10%

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About the 2005 JAGUAR XK

The 2005 JAGUAR XK is a premium performance with a 4196cc petrol engine. 135 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 20% of all 2005 cars for reliability.

With an average of 80,166 miles at 21 years old, JAGUAR XK owners tend to use this car less than the typical driver.

2005 JAGUAR XK Fuel Costs

The 4196cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2005 JAGUAR XK?

Total estimated annual running cost is £2,757 (£230/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 83% pass rate. Keeping on top of servicing will help avoid surprises.

JAGUAR XK Reliability Trend

Newer JAGUAR XKs show better MOT pass rates than older ones, with an average improvement of 7 percentage points.

Buying a Used 2005 JAGUAR XK

At 21 years old, the JAGUAR XK is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2015 model has the highest pass rate at 96%.

Common Issues to Watch For

Based on the 2005 JAGUAR XK's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 21 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 80k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 JAGUAR XK stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
JAGUAR XK(2005)	83%	£1592	£760	Grp 35-50	£2757
LAND ROVER RANGE ROVER(2006)	80%	£1592	£250	Grp 35-50	£2247-£510
LAND ROVER RANGE ROVER SPORT(2005)	82%	£1592	£250	Grp 35-50	£2247-£510
PORSCHE 911(2006)	90%	£1592	£250	Grp 35-50	£2097-£660
VOLVO XC90(2006)	73%	£1592	£250	Grp 35-50	£2397-£360

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.