CarCostCheck

MG 3 (2021)

Running costs, reliability data, and common problems from 1,100 real MOT tests.

Annual Cost

£1,587

£132/month

MOT Pass Rate

92%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 12-25

1498cc Petrol

Great Choice

92% pass rate, £1587/year to run. 10 points above average.

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Petrol1498cc5 years old1,100 tests20k miles avg

Annual Running Costs

Fuel (Petrol, 1498cc)

~42 mpg

£1,137
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,587
Per month£132/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the MG brand average of 86%.

At 5 years old, 92% of MG 3s from 2021 passed their MOT first time in 2026. That's based on 1,100 tests across the UK. The average mileage at this age is 19,633 miles.

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How Does It Compare?

Rank among 2021 cars1898th of 3,373(top 56%)
Rank among MG models49th of 155(top 32%)
vs national average+10%(82% avg)
vs 2021 cars average+0%(92% avg)
vs MG average+6%(86% avg)

Mileage Analysis

19,633

Average miles

vs

37,000

Expected for age

The average 2021 MG 3 has 19,633 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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MG 3 by Year

YearPass RateTestsAvg Mileage
202291%14119,942 mi
202192%1,10019,633 mi
202090%2,86924,046 mi
201988%6,11729,253 mi
201885%4,32936,732 mi
201780%5,13543,780 mi
201682%5,21848,631 mi
201579%4,07553,548 mi
201479%2,69857,573 mi
201386%20060,551 mi

Similar Cars to Consider

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About the 2021 MG 3

The 2021 MG 3 is a small family car with a 1498cc petrol engine. 1,100 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2021, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 19,633 miles at 5 years old, MG 3 owners tend to use this car less than the typical driver.

2021 MG 3 Fuel Costs

The 1498cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2021 MG 3?

Total estimated annual running cost is £1,587 132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

MG 3 Reliability Trend

Newer MG 3s show better MOT pass rates than older ones, with an average improvement of 8 percentage points.

Buying a Used 2021 MG 3

At 5 years old, the MG 3 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2021 MG 3's fuel type, age, and engine size, these are the most likely problem areas to check.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 MG 3 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MG 3(2021)92%£1137£195Grp 12-25£1587
FORD FIESTA(2019)91%£955£190Grp 1-8£1400-£187
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582-£5
VAUXHALL CORSA(2019)88%£1137£190Grp 8-20£1732+£145
NISSAN QASHQAI(2020)93%£1137£190Grp 12-25£1582-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Mg Models

Explore other Mg cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Mg 3.

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