CarCostCheck

MG MGF (2000)

Running costs, reliability data, and common problems from 1,674 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

76%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1796cc Petrol

Check Carefully

76% pass rate, £2197/year to run. 6 points below average.

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Petrol1796cc26 years old1,674 tests63k miles avg

Annual Running Costs

Fuel (Petrol, 1796cc)

~36 mpg

£1,327
Road Tax

Based on 1796cc

£315
MOT Test
£55
Predicted Repairs
£500
Total per year£2,197
Per month£183/mo
Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

76% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 6 points below the national average of 82%. It falls below the MG brand average of 86%.

At 26 years old, 76% of MG MGFs from 2000 passed their MOT first time in 2026. That's based on 1,674 tests across the UK. The average mileage at this age is 62,655 miles.

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How Does It Compare?

Rank among 2000 cars127th of 338(top 38%)
Rank among MG models131th of 155(top 85%)
vs national average-6%(82% avg)
vs 2000 cars average+3%(73% avg)
vs MG average-10%(86% avg)

Mileage Analysis

62,655

Average miles

vs

192,400

Expected for age

The average 2000 MG MGF has 62,655 miles on the clock, which is significantly below the expected 192,400 miles for a 26-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2002 model with a 79% MOT pass rate, while the 1995 model has the lowest at 71%. The 2000 sits between the two at 76%.

MG MGF by Year

YearPass RateTestsAvg Mileage
200491%4659,375 mi
200367%4361,264 mi
200279%20061,029 mi
200176%2,82963,289 mi
200076%1,67462,655 mi
199974%2,45765,936 mi
199872%2,74970,189 mi
199775%2,04968,840 mi
199671%1,74471,011 mi
199571%21976,565 mi

Similar Cars to Consider

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About the 2000 MG MGF

The 2000 MG MGF is a family car with a 1796cc petrol engine. 1,674 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2000, the average MOT pass rate is 73%, and this model beats that benchmark.

With an average of 62,655 miles at 26 years old, MG MGF owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2000 MG MGF Fuel Costs

The 1796cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2000 MG MGF?

Total estimated annual running cost is £2,197 183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 76% pass rate. Keeping on top of servicing will help avoid surprises.

MG MGF Reliability Trend

Newer MG MGFs show better MOT pass rates than older ones, with an average improvement of 4 percentage points.

Buying a Used 2000 MG MGF

At 26 years old, the MG MGF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2002 model has the highest pass rate at 79%.

Common Issues to Watch For

Based on the 2000 MG MGF's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 26 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2000 MG MGF stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MG MGF(2000)76%£1327£315Grp 18-32£2197
MINI MINI(2002)78%£1137£135Grp 12-25£1827-£370
FORD FOCUS(2002)69%£1137£135Grp 12-25£2027-£170
TOYOTA YARIS(2002)72%£1137£30Grp 8-20£1722-£475
HONDA CIVIC(2002)72%£1137£135Grp 12-25£1827-£370

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Mg Models

Explore other Mg cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Mg Mgf.

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