CarCostCheck

MG MGF (2000)

Estimated running costs and MOT pass rates from 1,674 MOT tests in 2024.

Annual Cost

£2,561

£213/month

MOT Pass Rate

76%

Average

Road Tax

£375

Estimated/year

Est. Insurance

Grp 18-32

1796cc Petrol

Check Carefully

76% pass rate, £2,561/year to run. 6 points below average.

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Petrol1796cc26 years old1,674 tests63k miles avg

Annual Running Costs

Fuel (Petrol, 1796cc)

~36 mpg

£1,631
Road Tax

Pre-2001 engine size rate

£375
MOT Test
£55
Predicted Repairs
£500
Total per year£2,561
Per month£213/mo
Per week£49/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

76% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 6 points below the average of 82% across all models in our data. It falls below the MG brand average of 86%.

76% of MOT tests on MG MGFs from 2000 ended in a pass in 2024, when they were about 24 years old. That's based on 1,674 tests across the UK, retests included. The average mileage recorded at those tests was 62,655 miles.

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How Does It Compare?

Rank among 2000 models119th of 325(top half)
Rank among MG models131st of 155(bottom 17%)
vs average of all models-6%(82% avg)
vs 2000 models average+3%(73% avg)
vs MG average-10%(86% avg)

Mileage Analysis

62,655

Average miles

vs

177,600

Expected for age

The average 2000 MG MGF had 62,655 miles on the clock at its 2024 MOT, which is significantly below the expected 177,600 miles for a 24-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

Of the years with at least 100 tests, the 2002 model has the highest MOT pass rate at 79%, while the 1995 model has the lowest at 71%. The 2000 scores 76%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

MG MGF by Year

YearPass RateTestsAvg Mileage
200491%4659,375 mi
200367%4361,264 mi
200279%20061,029 mi
200176%2,82963,289 mi
200076%1,67462,655 mi
199974%2,45765,936 mi
199872%2,74970,189 mi
199775%2,04968,840 mi
199671%1,74471,011 mi
199571%21976,565 mi

Similar Cars to Consider

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About the 2000 MG MGF

The 2000 MG MGF is a family car. Our records list a 1796cc petrol engine, though engines vary between versions. 1,674 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2000, the average MOT pass rate is 73%, and this model beats that benchmark.

With an average of 62,655 miles recorded at its 2024 MOT tests, MG MGF owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2000 MG MGF Fuel Costs

The 1796cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2000 MG MGF?

Total estimated annual running cost is £2,561 (£213/month), broken down as £1,631 fuel, £375 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 76% pass rate. Keeping on top of servicing will help avoid surprises.

MG MGF Reliability Trend

Newer MG MGFs pass their MOT more often than older ones, by 4 percentage points on average, which is mostly down to age and wear.

Buying a Used 2000 MG MGF

At 26 years old, the MG MGF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2002 model has the highest pass rate at 79%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 26 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2000 MG MGF stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
MG MGF(2000)76%£1,631£375Grp 18-32£2,561
MINI(2002)78%£1,398£275Grp 12-25£2,228-£333
Ford Focus(2002)69%£1,398£275Grp 12-25£2,428-£133
Toyota Yaris(2002)72%£1,398£200Grp 8-20£2,153-£408
Honda Civic(2002)72%£1,398£275Grp 12-25£2,228-£333

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2000 MG MGF

Is the 2000 MG MGF reliable?

Average reliability. Expect some repairs as it ages. 76% of MOT tests on 2000 MG MGFs ended in a pass, from 1,674 tests (DVSA MOT data for tests in 2024, retests included). That's 6 points below the average of 82% across all models in the same data.

How much does a 2000 MG MGF cost to run?

Our estimate is £2,561 a year (£213 a month): £1,631 fuel, £375 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2000 MG MGF?

76% of 1,674 MOT tests on the 2000 MG MGF ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 119th of 325 models first registered in 2000 (top half).

Which year MG MGF has the best MOT pass rate?

Of the years with at least 100 tests, the 2002 MG MGF has the highest MOT pass rate at 79% and the 1995 the lowest at 71%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2000 MG MGF?

The average mileage recorded at MOT tests on the 2000 MG MGF is 62,655 miles, which is significantly below the expected 177,600 miles for a 24-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Related MG Models

Explore other MG cars or similar models in the same category.

Related Guides

In-depth articles relevant to the MG MGF.

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