How much does a 2002 MG ZT-T cost to run?

Estimated annual running cost is £2,427 (£202/month), including £1592 fuel, £430 road tax, £55 MOT, and £350 predicted repairs.

What is the MOT pass rate for a 2002 MG ZT-T?

The 2002 MG ZT-T has a 81% MOT pass rate based on 218 tests in 2026. This ranks 86 out of 403 cars from 2002.

Which year MG ZT-T is most reliable?

The 2002 MG ZT-T has the highest MOT pass rate at 81%. The least reliable year is 2003 at 66%.

MG ZT-T (2002)

Q: Is the 2002 MG ZT-T reliable?

Good reliability. Occasional issues but generally solid. 81% of MG ZT-Ts from 2002 passed their MOT first time in 2026, based on 218 tests. That's 1 points below the national average of 82%.

Q: What is the average mileage for a 2002 MG ZT-T?

The average mileage for a 2002 MG ZT-T is 102,974 miles, which is below the expected 177,600 miles for a 24-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 218 real MOT tests.

Annual Cost

£2,427

£202/month

MOT Pass Rate

81%

Good

Road Tax

£430

Based on CC/year

Insurance

Grp 25-38

2497cc Petrol

Solid Option

81% pass rate, £2427/year to run. Close to the national average.

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Petrol2497cc24 years old218 tests103k miles avg

Annual Running Costs

Fuel (Petrol, 2497cc)

~30 mpg

£1,592

Road Tax

Based on 2497cc

£430

MOT Test

£55

Predicted Repairs

£350

Total per year£2,427

Per month£202/mo

Per week£47/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

81% MOT pass rate(Good)

0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the MG brand average of 86%.

At 24 years old, 81% of MG ZT-Ts from 2002 passed their MOT first time in 2026. That's based on 218 tests across the UK. The average mileage at this age is 102,974 miles.

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How Does It Compare?

Rank among 2002 cars86th of 403(top 21%)

Rank among MG models105th of 155(top 68%)

vs national average-1%(82% avg)

vs 2002 cars average+8%(73% avg)

vs MG average-5%(86% avg)

Mileage Analysis

102,974

Average miles

177,600

Expected for age

The average 2002 MG ZT-T has 102,974 miles on the clock, which is below the expected 177,600 miles for a 24-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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MG ZT-T by Year

Year	Pass Rate	Tests	Avg Mileage
2006	67%	145	109,555 mi
2005	77%	338	123,528 mi
2004	77%	517	123,957 mi
2003	66%	383	132,596 mi
2002	81%	218	102,974 mi
2001	78%	40	118,174 mi

Similar Cars to Consider

RENAULT CLIO

2004 · 1998cc Petrol

£2,217/year

68%

-13%

HONDA CR-V

2004 · 1998cc Petrol

£2,017/year

70%

-11%

FORD MONDEO

2004 · 2000cc Petrol

£2,217/year

69%

-12%

FIAT DUCATO

2004 · 1998cc Petrol

£2,017/year

75%

-6%

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About the 2002 MG ZT-T

The 2002 MG ZT-T is a large car with a 2497cc petrol engine. 218 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 21% of all 2002 cars for reliability.

With an average of 102,974 miles at 24 years old, MG ZT-T owners tend to use this car less than the typical driver.

2002 MG ZT-T Fuel Costs

The 2497cc petrol engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2002 MG ZT-T?

Total estimated annual running cost is £2,427 (£202/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 81% pass rate. Keeping on top of servicing will help avoid surprises.

MG ZT-T Reliability Trend

The MG ZT-T has maintained consistent MOT pass rates across model years, varying by only 0 percentage points.

Buying a Used 2002 MG ZT-T

At 24 years old, the MG ZT-T is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

Based on the 2002 MG ZT-T's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 24 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 103k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2002 MG ZT-T stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
MG ZT-T(2002)	81%	£1592	£430	Grp 25-38	£2427
RENAULT CLIO(2004)	68%	£1327	£135	Grp 18-32	£2217-£210
HONDA CR-V(2004)	70%	£1327	£135	Grp 18-32	£2017-£410
FORD MONDEO(2004)	69%	£1327	£135	Grp 18-32	£2217-£210
FIAT DUCATO(2004)	75%	£1327	£135	Grp 18-32	£2017-£410

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.