CarCostCheck

MINI MINI COOPER (2004)

Running costs, reliability data, and common problems from 30 real MOT tests.

Annual Cost

£1,957

£163/month

MOT Pass Rate

77%

Average

Road Tax

£265

Based on CC/year

Insurance

Grp 12-25

1598cc Petrol

Check Carefully

77% pass rate, £1957/year to run. 5 points below average.

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Petrol1598cc22 years old30 tests86k miles avg

Annual Running Costs

Fuel (Petrol, 1598cc)

~42 mpg

£1,137
Road Tax

Based on 1598cc

£265
MOT Test
£55
Predicted Repairs
£500
Total per year£1,957
Per month£163/mo
Per week£38/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

77% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the national average of 82%. It falls below the MINI brand average of 84%.

At 22 years old, 77% of MINI MINI COOPERs from 2004 passed their MOT first time in 2026. That's based on 30 tests across the UK. The average mileage at this age is 85,653 miles.

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How Does It Compare?

Rank among 2004 cars185th of 491(top 38%)
Rank among MINI models283th of 341(top 83%)
vs national average-5%(82% avg)
vs 2004 cars average+5%(72% avg)
vs MINI average-7%(84% avg)

Mileage Analysis

85,653

Average miles

vs

162,800

Expected for age

The average 2004 MINI MINI COOPER has 85,653 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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MINI MINI COOPER by Year

YearPass RateTestsAvg Mileage
200586%59103,774 mi
200477%3085,653 mi

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About the 2004 MINI MINI COOPER

The 2004 MINI MINI COOPER is a small family car with a 1598cc petrol engine. 30 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 85,653 miles at 22 years old, MINI MINI COOPER owners tend to use this car less than the typical driver.

2004 MINI MINI COOPER Fuel Costs

The 1598cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 MINI MINI COOPER?

Total estimated annual running cost is £1,957 163/month), broken down as £1137 fuel, £265 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 77% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2004 MINI MINI COOPER

At 22 years old, the MINI MINI COOPER is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 30 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2004 MINI MINI COOPER's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 86k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 MINI MINI COOPER stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MINI MINI COOPER(2004)77%£1137£265Grp 12-25£1957
FORD FOCUS(2006)73%£1137£135Grp 12-25£1827-£130
MINI MINI(2005)71%£1137£135Grp 12-25£1827-£130
BMW 3 SERIES(2006)80%£1327£135Grp 18-32£1867-£90
HONDA JAZZ(2006)71%£1137£30Grp 8-20£1722-£235

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Mini Models

Explore other Mini cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Mini Mini cooper.

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