Is the 1995 MORGAN PLUS 4 reliable?

Excellent reliability. Very few MOT failures. 95% of MORGAN PLUS 4s from 1995 passed their MOT first time in 2026, based on 44 tests. That's 13 points above the national average of 82%.

How much does a 1995 MORGAN PLUS 4 cost to run?

Estimated annual running cost is £1,897 (£158/month), including £1327 fuel, £315 road tax, £55 MOT, and £200 predicted repairs.

What is the MOT pass rate for a 1995 MORGAN PLUS 4?

The 1995 MORGAN PLUS 4 has a 95% MOT pass rate based on 44 tests in 2026. This ranks 11 out of 228 cars from 1995.

Which year MORGAN PLUS 4 is most reliable?

The 2015 MORGAN PLUS 4 has the highest MOT pass rate at 98%. The least reliable year is 1997 at 78%.

MORGAN PLUS 4 (1995)

Q: What is the average mileage for a 1995 MORGAN PLUS 4?

The average mileage for a 1995 MORGAN PLUS 4 is 42,044 miles, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Running costs, reliability data, and common problems from 44 real MOT tests.

Annual Cost

£1,897

£158/month

MOT Pass Rate

95%

Excellent

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1991cc Petrol

Great Choice

95% pass rate, £1897/year to run. 13 points above average.

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Petrol1991cc31 years old44 tests42k miles avg

Annual Running Costs

Fuel (Petrol, 1991cc)

~36 mpg

£1,327

Road Tax

Based on 1991cc

£315

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,897

Per month£158/mo

Per week£36/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

95% MOT pass rate(Excellent)

0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%.

At 31 years old, 95% of MORGAN PLUS 4s from 1995 passed their MOT first time in 2026. That's based on 44 tests across the UK. The average mileage at this age is 42,044 miles.

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How Does It Compare?

Rank among 1995 cars11th of 228(top 5%)

Rank among MORGAN models34th of 104(top 33%)

vs national average+13%(82% avg)

vs 1995 cars average+19%(76% avg)

vs MORGAN average+3%(92% avg)

Mileage Analysis

42,044

Average miles

229,400

Expected for age

The average 1995 MORGAN PLUS 4 has 42,044 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2015 model with a 98% MOT pass rate, while the 1997 model has the lowest at 78%. The 1995 sits between the two at 95%.

MORGAN PLUS 4 by Year

Year	Pass Rate	Tests	Avg Mileage
2020	98%	48	5,365 mi
2019	93%	151	7,875 mi
2018	92%	114	11,589 mi
2017	92%	114	13,580 mi
2016	93%	161	12,093 mi
2015	98%	184	14,339 mi
2014	90%	136	16,843 mi
2013	91%	88	15,786 mi
2012	86%	94	14,944 mi
2011	96%	97	21,860 mi
2010	95%	94	19,481 mi
2009	93%	84	23,651 mi
2008	96%	77	29,476 mi
2007	98%	117	28,763 mi
2006	88%	57	28,948 mi
2005	100%	45	27,806 mi
1999	83%	64	41,745 mi
1998	97%	67	32,891 mi
1997	78%	138	32,610 mi
1996	96%	50	35,348 mi
1995	95%	44	42,044 mi
1994	90%	52	34,490 mi
1993	82%	60	37,123 mi
1992	92%	38	41,377 mi
1990	94%	47	53,164 mi

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£2,017/year

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BMW Z3

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£2,017/year

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About the 1995 MORGAN PLUS 4

The 1995 MORGAN PLUS 4 is a family car with a 1991cc petrol engine. 44 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 5% of all 1995 cars for reliability.

With an average of 42,044 miles at 31 years old, MORGAN PLUS 4 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 MORGAN PLUS 4 Fuel Costs

The 1991cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 MORGAN PLUS 4?

Total estimated annual running cost is £1,897 (£158/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

MORGAN PLUS 4 Reliability Trend

The MORGAN PLUS 4 has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.

Buying a Used 1995 MORGAN PLUS 4

At 31 years old, the MORGAN PLUS 4 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2015 model has the highest pass rate at 98%. Note: with only 44 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1995 MORGAN PLUS 4's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 MORGAN PLUS 4 stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
MORGAN PLUS 4(1995)	95%	£1327	£315	Grp 18-32	£1897
VOLKSWAGEN TRANSPORTER(1996)	67%	£1592	£250	Grp 25-38	£2597+£700
MAZDA MX-5(1997)	76%	£1327	£135	Grp 18-32	£2017+£120
BMW Z3(1997)	75%	£1327	£135	Grp 18-32	£2017+£120
PEUGEOT BOXER(1997)	70%	£1327	£135	Grp 18-32	£2017+£120

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.