Morgan Plus Four Auto (2020)
Estimated running costs and MOT pass rates from 89 MOT tests in 2024.
Annual Cost
£2,086
£174/month
MOT Pass Rate
94%
Excellent
Road Tax
£200
Standard rate/year
Est. Insurance
Grp 18-32
1998cc Petrol
Great Choice
94% pass rate, £2,086/year to run. 12 points above average.
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Annual Running Costs
~36 mpg
Standard rate (from April 2017)
Low estimate due to excellent reliability
Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).
Reliability Verdict
Excellent reliability. Very few MOT failures. That's 12 points above the average of 82% across all models in our data.
94% of MOT tests on Morgan Plus Four Autos from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 89 tests across the UK, retests included. The average mileage recorded at those tests was 8,895 miles.
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How Does It Compare?
Mileage Analysis
8,895
Average miles
29,600
Expected for age
The average 2020 Morgan Plus Four Auto had 8,895 miles on the clock at its 2024 MOT, which is significantly below the expected 29,600 miles for a 4-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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About the 2020 Morgan Plus Four Auto
The 2020 Morgan Plus Four Auto is a family car. Our records list a 1998cc petrol engine, though engines vary between versions. 89 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.
With an average of 8,895 miles recorded at its 2024 MOT tests, Morgan Plus Four Auto owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
2020 Morgan Plus Four Auto Fuel Costs
The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).
What does it cost to own a 2020 Morgan Plus Four Auto?
Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 2020 Morgan Plus Four Auto
At 6 years old, the Morgan Plus Four Auto offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 89 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
Timing Chain / Belt
Watch outAt 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2020 Morgan Plus Four Auto stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| Morgan Plus Four Auto(2020) | 94% | £1,631 | £200 | Grp 18-32 | £2,086 |
| Volkswagen Golf(2019) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| Ford Kuga(2018) | 90% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| MINI Cooper(2018) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| Nissan Qashqai(2020) | 93% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 2020 Morgan Plus Four Auto
Is the 2020 Morgan Plus Four Auto reliable?
Excellent reliability. Very few MOT failures. 94% of MOT tests on 2020 Morgan Plus Four Autos ended in a pass, from 89 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points above the average of 82% across all models in the same data.
How much does a 2020 Morgan Plus Four Auto cost to run?
Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 2020 Morgan Plus Four Auto?
94% of 89 MOT tests on the 2020 Morgan Plus Four Auto ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 850th of 2,554 models first registered in 2020 (top half).
What is the average mileage for a 2020 Morgan Plus Four Auto?
The average mileage recorded at MOT tests on the 2020 Morgan Plus Four Auto is 8,895 miles, which is significantly below the expected 29,600 miles for a 4-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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