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PEUGEOT 407 (2005)

Running costs, reliability data, and common problems from 2,315 real MOT tests.

Annual Cost

£2,057

£171/month

MOT Pass Rate

69%

Below Avg

Road Tax

£265

Based on CC/year

Insurance

Grp 18-32

1997cc Diesel

Proceed With Caution

69% pass rate, £2057/year to run. 13 points below average.

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Diesel1997cc21 years old2,315 tests130k miles avg

Annual Running Costs

Fuel (Diesel, 1997cc)

~48 mpg

£1,037
Road Tax

Based on 1997cc

£265
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£2,057
Per month£171/mo
Per week£40/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

69% MOT pass rate(Below Avg)
0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the PEUGEOT brand average of 83%.

At 21 years old, 69% of PEUGEOT 407s from 2005 passed their MOT first time in 2026. That's based on 2,315 tests across the UK. The average mileage at this age is 130,348 miles.

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How Does It Compare?

Rank among 2005 cars389th of 526(top 74%)
Rank among PEUGEOT models642th of 726(top 88%)
vs national average-13%(82% avg)
vs 2005 cars average-3%(72% avg)
vs PEUGEOT average-14%(83% avg)

Mileage Analysis

130,348

Average miles

vs

155,400

Expected for age

The average 2005 PEUGEOT 407 has 130,348 miles on the clock, which is in line with the expected 155,400 miles for a 21-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2008 model with a 73% MOT pass rate, while the 2004 model has the lowest at 69%. The 2005 sits between the two at 69%.

PEUGEOT 407 by Year

YearPass RateTestsAvg Mileage
201172%397113,900 mi
201072%2,326122,822 mi
200971%2,445123,932 mi
200873%2,327125,498 mi
200771%3,790125,568 mi
200670%3,664126,603 mi
200569%2,315130,348 mi
200469%654115,398 mi

Similar Cars to Consider

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About the 2005 PEUGEOT 407

The 2005 PEUGEOT 407 is a family car with a 1997cc diesel engine. 2,315 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2005, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 130,348 miles at 21 years old, PEUGEOT 407 owners drive about as much as the UK average.

2005 PEUGEOT 407 Fuel Costs

The 1997cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2005 PEUGEOT 407?

Total estimated annual running cost is £2,057 171/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

PEUGEOT 407 Reliability Trend

The PEUGEOT 407 has maintained consistent MOT pass rates across model years, varying by only 2 percentage points.

Buying a Used 2005 PEUGEOT 407

At 21 years old, the PEUGEOT 407 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2008 model has the highest pass rate at 73%.

Common Issues to Watch For

Based on the 2005 PEUGEOT 407's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 130k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 PEUGEOT 407 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
PEUGEOT 407(2005)69%£1037£265Grp 18-32£2057
VOLKSWAGEN GOLF(2007)73%£1037£135Grp 18-32£1727-£330
VAUXHALL ASTRA(2007)71%£1037£135Grp 18-32£1727-£330
HONDA CIVIC(2007)72%£1245£250Grp 25-38£2050-£7
AUDI A3(2007)75%£905£135Grp 12-25£1595-£462

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Peugeot Models

Explore other Peugeot cars or similar models in the same category.

Related Guides

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