CarCostCheck

ROLLS ROYCE PHANTOM (2004)

Running costs, reliability data, and common problems from 106 real MOT tests.

Annual Cost

£2,607

£217/month

MOT Pass Rate

92%

Excellent

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

6749cc Petrol

Great Choice

92% pass rate, £2607/year to run. 10 points above average.

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Petrol6749cc22 years old106 tests88k miles avg

Annual Running Costs

Fuel (Petrol, 6749cc)

~30 mpg

£1,592
Road Tax

Based on 6749cc

£760
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,607
Per month£217/mo
Per week£50/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%.

At 22 years old, 92% of ROLLS ROYCE PHANTOMs from 2004 passed their MOT first time in 2026. That's based on 106 tests across the UK. The average mileage at this age is 88,129 miles.

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How Does It Compare?

Rank among 2004 cars33th of 491(top 7%)
Rank among ROLLS ROYCE models66th of 79(top 84%)
vs national average+10%(82% avg)
vs 2004 cars average+20%(72% avg)
vs ROLLS ROYCE average-3%(95% avg)

Mileage Analysis

88,129

Average miles

vs

162,800

Expected for age

The average 2004 ROLLS ROYCE PHANTOM has 88,129 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2018 model with a 100% MOT pass rate, while the 2012 model has the lowest at 90%. The 2004 sits between the two at 92%.

ROLLS ROYCE PHANTOM by Year

YearPass RateTestsAvg Mileage
202184%4911,310 mi
2020100%14716,403 mi
201996%14813,532 mi
2018100%25320,728 mi
201698%12816,214 mi
2015100%9230,827 mi
201499%16827,989 mi
2013100%12425,841 mi
201290%6932,507 mi
2011100%11533,107 mi
2010100%8538,516 mi
2009100%6152,458 mi
200895%17646,526 mi
200797%16862,311 mi
200699%14060,555 mi
200597%14886,046 mi
200492%10688,129 mi
200395%3786,532 mi

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About the 2004 ROLLS ROYCE PHANTOM

The 2004 ROLLS ROYCE PHANTOM is a performance with a 6749cc petrol engine. 106 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 7% of all 2004 cars for reliability.

With an average of 88,129 miles at 22 years old, ROLLS ROYCE PHANTOM owners tend to use this car less than the typical driver.

2004 ROLLS ROYCE PHANTOM Fuel Costs

The 6749cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 ROLLS ROYCE PHANTOM?

Total estimated annual running cost is £2,607 217/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

ROLLS ROYCE PHANTOM Reliability Trend

The ROLLS ROYCE PHANTOM has maintained consistent MOT pass rates across model years, varying by only 0 percentage points.

Buying a Used 2004 ROLLS ROYCE PHANTOM

At 22 years old, the ROLLS ROYCE PHANTOM is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 100%.

Common Issues to Watch For

Based on the 2004 ROLLS ROYCE PHANTOM's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 88k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 ROLLS ROYCE PHANTOM stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
ROLLS ROYCE PHANTOM(2004)92%£1592£760Grp 35-50£2607
BENTLEY ARNAGE(2002)90%£1592£250Grp 35-50£2097-£510

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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